Assistant Manager - Internal Ratings Based Approach/Risk Modelling - Bank (2-5 yrs)

Job Responsibilities:

- Advanced degree in a quantitative discipline, requires experience and proficiency in areas of statistics, applied mathematics, SAS programming language and a good understanding of retail banking / small business lending businesses.

- The individual will use these skills in the development of IRB, IFRS9, Stress Testing, Credit Scoring and other risk models for Retail / Small Business. In addition, the individual might be required to support other risk analytics related to Retail / Small business.

Our Ideal Candidate:

- Bachelors / Advanced (Masters or higher) Degree in Statistics, Applied Mathematics, Operations Research, Economics, Engineering or other quantitative discipline.

- Good understanding of retail banking / small business / consumer finance products and business life cycles (e.g. sales, underwriting, portfolio management, marketing, collections).

- Experience in quantitative analysis & statistical modeling in credit risk / marketing /portfolio strategy for retail banking / small business / consumer finance portfolios.

- Proficient statistical programming skills in SAS (preferred) or similar, strong analytical skills and understanding of quantitative and statistical analysis.

- Hands-on experience in mining data and understanding data patterns.

- Demonstrated proficiency in scorecard development is a plus.

- Experience in directly interacting with Business and exposure to international markets will be a plus.

Role Specific Technical Competencies:

- Analytical / Strategic / Conceptual thinking.

- Ability multi-task between executing a project hands-on along with guiding/overseeing Associate Managers.

- Attention to detail.

- Problem solving.

- Verbal/Written communication.

- Presentation skills.

- Self-driven, highly motivated, organized and methodical.