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439 Prop Solutions4u Private Limited Jobs

Branch Credit Manager

3-5 years

Chittorgarh

1 vacancy

Branch Credit Manager

Prop Solutions4u Private Limited

posted 14hr ago

Job Description

We are looking for an experienced Branch Credit Manager to join our team. The ideal candidate should have strong expertise in credit underwriting, CAM preparation, and personal discussion (PD) experience . As a key member of the credit team, you will be responsible for assessing loan applications, ensuring compliance with credit policies, and making sound credit decisions.
 
Key Responsibilities:
  • Conduct credit underwriting for PL (Personal Loans) and LAP (Loan Against Property) products.
  • Prepare Credit Appraisal Memos (CAMs) with in-depth financial and risk analysis.
  • Perform Personal Discussions (PDs) with customers to evaluate creditworthiness.
  • Ensure adherence to internal and regulatory credit policies.
  • Maintain strong relationships with local market stakeholders and customers.
  • Analyze financial statements, bank statements, and other relevant documents for loan assessment.
  • Monitor portfolio quality and take proactive measures to mitigate risks.
  • Collaborate with sales and operations teams for smooth loan processing
Key Requirements:
  • Experience: Proven experience in credit underwriting and CAM preparation .
  • PD Experience: Strong ability to conduct personal discussions and assess borrower credibility.
  • Local Market Knowledge: Must be a local candidate with good market connections.
  • Product Knowledge: In-depth understanding of PL and LAP products .
  • Skills: Strong analytical, decision-making, and communication skills.

Employment Type: Full Time, Permanent

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What people at Prop Solutions4u Private Limited are saying

What Prop Solutions4u Private Limited employees are saying about work life

based on 63 employees
55%
23%
75%
100%
Strict timing
Rotational Shift
Within city
Day Shift
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Prop Solutions4u Private Limited Benefits

Submitted by Company
Health Insurance
Team Outings
Job Training
Free Food
Cafeteria
Soft Skill Training +1 more
Submitted by Employees
Soft Skill Training
Work From Home
Job Training
Free Transport
Child care
Gymnasium +6 more
View more benefits

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