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29 Paisabazaar.com Jobs

Paisabazaar || RM/SRM - Housing Loan/Hl

1-6 years

Hyderabad / Secunderabad, Chennai, Bangalore / Bengaluru

80 vacancies

Paisabazaar || RM/SRM - Housing Loan/Hl

Paisabazaar.com

posted 10d ago

Job Role Insights

Fixed timing

Job Description

Role & Responsibilities


Key Responsibilities:


1. Lead Conversion: Convert Home Loan and Mortgage leads into field appointments, ensuring a smooth transition throughout the process.

2. End-to-End Management: Oversee the entire process of converting Home Loan and Mortgage leads into loan disbursals, ensuring compliance with regulations and policies.

3. Relationship Management: Cultivate and maintain strong relationships with Banks and NBFCs, collaborating closely to streamline loan processing and resolve any issues promptly.


Job Role:


1. Experience Requirement: Candidates should possess a minimum of 1 year of experience in Home Loan.

2. Client Interaction: Meet with loan applicants to understand their requirements, collect necessary information, and guide them through the loan application process.

3. Loan File Analysis: Regularly analyze active loan files, identifying bottlenecks, and proposing solutions to expedite the loan approval process.

4. Contract Completion: Assist clients in completing loan contracts, ensuring thorough understanding of policies and regulations.

5. Financial Assessment: Conduct interviews with applicants to assess financial eligibility and establish feasible debt payment plans.

6. Record Management: Maintain accurate and updated account records, ensuring compliance with regulatory standards.

7. Application Submission: Submit loan applications to relevant institutions in a timely manner, adhering to all necessary protocols.

8. Proposal Preparation: Prepare comprehensive loan proposals, highlighting key terms and conditions for clients' consideration.

9. Application Review: Evaluate loan applications, identifying deficiencies and providing clear explanations to applicants in case of rejection.

10. Issue Resolution: Address applicants' queries and concerns promptly, resolving any loan-related issues to ensure customer satisfaction.


Qualifications:


  • Minimum 1+ year of experience in Home Loan and Mortgage operations.
  • Strong interpersonal skills with the ability to effectively communicate with clients and stakeholders.
  • Proficiency in analyzing financial data and interpreting complex loan documents.
  • Detail-oriented approach with a focus on accuracy and compliance.
  • Ability to work efficiently in a fast-paced environment, managing multiple tasks simultaneously.
  • Knowledge of relevant laws and regulations governing the Home Loan and Mortgage industry.
  • Bachelor's degree in Finance, Business Administration, or related field preferred.

Please send your resume on undersigned:

Contact No.- 9319991693

Email Id- bhargavibhaskar@paisabazaar.com


Employment Type: Full Time, Permanent

Read full job description

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