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Solution Architect - Credit
NTT Data
posted 1d ago
Job Role Insights
Flexible timing
Key skills for the job
Job Description
We are seeking a highly skilled Solution Architect who has worked on Credit/Lending domain. The ideal candidate will have extensive experience in designing and implementing credit solutions, including credit risk assessment, loan origination and underwriting systems. The Credit domain solution architect will work closely with business stakeholders, IT teams, and external vendors to develop solutions that align with the organization s strategic goals and regulatory requirements.
What you will do:
- Evaluate business requirements to recommend scalable solutions that not only align with requirements but align with the companys technology strategy and roadmap.
- Review and document business functional and nonfunctional requirements and propose scalable and extensible solution architectures that meet those requirements in the form of detailed specifications. Identify possible project challenges on constraints including risks, time, resources, and scope.
- Lead and conduct technical assessments and evaluations of 3rd-party tools and products and provide recommendation of selection to business and IT stakeholders.
- Apply technical knowledge to loan systems, including mortgage, personal loan, or commercial loan, to develop efficient and effective architectural solutions.
- Ensure that nonfunctional requirements are well defined and understood, and that designs are peer reviewed and approved through Architecture Governance processes.
- Collaborate with business and IT teams to analyse, design, and implement Lending product solutions aligned with enterprise architectural standards.
- Familiarity with lending products like loans and credit cards is an added advantage.
- Work closely with surrounding application teams and architects to develop high performance solutions.
- Partner with Digital Engineering and other IT teams to identify, prioritize and deliver solutions to support our roadmap.
Experience and Skill Required
- Must have in depth solutioning experience in Banking Domain (at least in one of these areas Payments, Business and Private Banking, Retail Banking, Financial Crime, Finance, Risk, Cards, Loans, Enterprise Data etc.)
- Solution Architect must have a very good understating of technology modern practices and patterns, cloud, Low code platforms and how they should be applied to solve a business problem/outcome.
- Should have the ability to evaluate and present solution options which articulate impact on tech debt as per Target state architecture.
- Knowledge of credit scoring systems and financial modelling.
- Certification in Credit Analysis (e.g. Certified Credit Professional) is a plus.
- Functional/Domain experience in financial services Banking/Cards/Loans.
- Ability to manage technical product selection process, scope & execute Tech spikes/PoCs.
- Good to have Application / Infrastructure / Enterprise Architect training and certification, e.g. TOGAF.
- Must be able to support solution designers and Engineering team to proactively identify issues and provide issue resolution and assist in architecture realization.
Employment Type: Full Time, Permanent
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What people at NTT Data are saying
Rating based on 5 Solution Architect
reviews
Anonymous · Engineering - Hardware & Networks
in London
Likes
Global organisation, diverse work culture. Established brand value with wide range of product portfolio.
- Salary - Good+4 more
Dislikes
Lots of internal process
Solution Architect salary at NTT Data
reported by
52
employees
with 9-16
years exp.
₹16
L/yr - ₹46
L/yr
At
par with the average Solution Architect Salary in India
View more details
What NTT Data employees are saying about work life
based on 3.6k employees
Flexible timing
Monday to Friday
No travel
Day Shift
NTT Data Benefits
Submitted by Company
Wellbeing and flexibility Leave Career development Recognition Health and risk benefits Reward
Submitted by Employees
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