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Loan Officer-Micro Banking
1-4 years
₹ 1.7 - 2.75L/yr (AmbitionBox estimate)
Satara, Vadodara, Lucknow + 44 more
1 vacancy
Loan Officer-Micro Banking
Ujjivan Financial Services
posted 5mon ago
Job Role Insights
Key skills for the job
Job Description
- Evaluate loan applications and determine the borrower's creditworthiness and ability to repay the loan
- Assist clients in understanding loan options and provide guidance throughout the application process
- Analyze financial statements, credit reports, and other documentation to make informed lending decisions
- Determine loan terms, such as interest rates and repayment schedules, and communicate them to clients
- Negotiate loan terms with clients and provide recommendations to management regarding loan approvals and denials
- Build relationships with clients and ensure that all loan applications are processed in a timely and efficient manner
- Maintain accurate and up-to-date records of all loan applications and related documentation
- Ensure compliance with all applicable lending regulations and policies
- Continuously monitor loan portfolios and identify opportunities for risk management and improvement
- Proficiency in Microsoft Office and loan management software
- Strong communication and interpersonal skills
Employment Type: Full Time, Permanent
Functional Areas: Other
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What people at Ujjivan Financial Services are saying
Rating based on 26 Loan Officer
reviews
Anonymous · Risk Management & Compliance
in Tumakuru
Very good company for employees working balance and Job security
- Skill development - Excellent
Appraisals and increments
Loan Officer salary at Ujjivan Financial Services
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