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Relationship Manager - Personal Loan
Magma Leasing
posted 2mon ago
Job Role Insights
Flexible timing
Key skills for the job
Job Description
Principle Accountabilities:
1.ClientRelationship Management: Establish and maintain relationships with clients,understanding their financial requirements and providing tailored loansolutions.
2.Loan Assessment: Evaluate the creditworthiness of clients, reviewing financialstatements, and credit reports to make lending decisions.
3.Loan Structuring: Structure loan deals that meet the specific needs of clients,ensuring they align with the NBFCs risk appetite and profitability goals.
4.Loan Portfolio Growth: Work on expanding the personal loan portfolio, acquiringnew clients, and cross-selling other financial products and services.
5.Compliance: Ensure that all lending practices adhere to regulatory requirementsand internal policies, including KYC (Know Your Customer) and AML (Anti-MoneyLaundering) procedures.
6.Market Research: Stay informed about market trends and competition to identifyopportunities for personal loan growth.
7. Customer Service: Provide ongoing support andexcellent customer service to business clients, addressing their inquiries andconcerns. Desired Profile:
1. Educational Background: A bachelors degree in finance,Business Administration, Economics, or a related field. An MBA or professionalcertifications related.
2. Should understand financial statements, key financialnumbers, KYC documents, bank statement, GST etc.
3. Understanding of local language in the city is a must.
4. Should have strong network of at least 15-20 active DSAs,CAs, Connectors in the city
Employment Type: Full Time, Permanent
Functional Areas: Banking/Insurance
Read full job description What people at Magma Leasing are saying
What Magma Leasing employees are saying about work life
based on 14 employees
Flexible timing
Monday to Saturday
Within city
Day Shift
Magma Leasing Benefits
Health Insurance 
Soft Skill Training 
Free Transport 
Work From Home 
Team Outings 
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