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IndusInd Bank
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4-10 years
IndusInd Bank - Relationship Manager - Emerging Local Corporate (4-10 yrs)
IndusInd Bank
posted 16hr ago
Relationship Manager - Emerging Local Corporate [CCBG]
- The candidate will be required to acquire NTBs in ELC segment & deepen wallet share in existing portfolio of clients.
- Candidate should have experience is undertaking credit risk appraisal & presenting the proposal to relevant forum/s for sanction.
- Should be able to achieve budgets set by Bank's management & bring aggressive growth through
Sanction & Disbursement of NTBs in ELC.
Specific Roles & Responsibilities :
- Responsible for new client acquisitions as well as maintaining and enhancing the existing portfolio of ELC group.
- Ability to structure the facilities as per the client's need and bank's strategy ensuring optimum profitability & sustainability of the business within the regulatory framework.
- Should have knowledge of the local market where he / she knows the leading ELC Clients.
- Undertake credit risk appraisal, prepare appraisal notes, term sheets & financial model and engage with credit team to resolve queries and present the case to relevant senior management forums for sanction.
- Engage & co-ordinate with various internal teams for relevant approvals, documentation, limit setup, disbursement, post-disbursement compliances and monitoring. Ensure end-to-end transaction execution from origination to completion.
- Engage and maintain senior management relationships of SME clients to deepen wallet share, negotiate pricing & cross-sell other banking products like CMS, salary a/s, corporate cards and insurance.
- Responsible for monitoring and maintaining credit health of the portfolio & take appropriate steps to proactively mitigate any sign of stress in the portfolio.
Functional Areas: Sales
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Not like anything in indusind bank .
In a bank that survives only on life insurance, you will not get to learn anything new and the pressure is unlimited
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