Product manager - GOLD LOAN

Job Description

Send your application: steffi.gard@idfcfirstbank.com

Job Description

Job Title Product Manager- Gold loans

Place of work Mumbai

Business Unit – Rural Assets      

Job Purpose:

The ideal candidate will have to review the following related to Gold loans

1. a) Product Management
2. b) Process Management
3. c) Market dynamics
4. d) P&L Management                                                                

Roles & Responsibilities:            

Job Description:

• Product Management: Developing on –going market insight, Identify sector trends. Evaluate competitors and offerings. Compare competitive products. Configure product SWOT & uncover opportunities.
• Portfolio Review and Performance management: Development of market insight, Conducting Post Launch Product audits. Revaluate Competitor action. Analyze Product and Portfolio Performance. Refining/evaluating Pricing Structure. Adjusting marketing and Promotional Plans. Assess channel Performance. Rationalization of Portfolios.
• Devising smooth/innovative customer journey end to end.
• Process Streamlining: Customization/digitalization in the Loan process/system platform
• Determines product pricing by utilizing market research data, costing etc.
• Product Sales Support: Devising training module, imparting training to various team co-ordination with various support vertical, etc.
• Coordinating with different stakeholders for smooth functioning of product
• Maintaining MIS and Product decks for periodic reviews
• Daily interaction with sales for reaching maximum and daily disbursal volumes for the product                                                                                                                                

Educational Qualifications:        

Graduate – Science /Commerce

Post Graduate – MBA (Marketing / Finance) from a reputed institute will be desirable

Experience:

• 5 Years in Industry of Banks/NBFC/HFC