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ICICI Home Finance

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6 ICICI Home Finance Jobs

Credit Risk Analyst

3-5 years

₹ 18 - 20L/yr

Mumbai

1 vacancy

Credit Risk Analyst

ICICI Home Finance

posted 2d ago

Job Role Insights

Flexible timing

Job Description

Role & responsibilities

1. Model Development & Compliance

  • Contribute to the development and maintenance of IFRS9-based Probability of Default (PD) and Loss Given Default (LGD) models.
  • Support implementation and validation of risk models in alignment with regulatory frameworks.

2. Credit Risk Stress Testing as part of ICAAP

  • Design and execute stress testing models to assess the impact of adverse economic scenarios on banks credit portfolio.
  • Analyse results, identify vulnerabilities, and provide recommendations to senior management for risk mitigation and capital planning

3. Retail Mortgage Policy Review & Analysis

  • Analyse and interpret retail mortgage policies to identify and mitigate credit risks effectively.

4. Portfolio Monitoring & Analysis

  • Conduct regular monitoring of credit portfolios to ensure adherence to risk thresholds and compliance standards.
  • Monitoring by analysing monthly trend of Non-starters (NS), Early mortality, Slippages and Delinquency percentages etc.
  • Perform roll rate analysis and vintage model assessments to evaluate portfolio performance.

5. MIS and Reporting

  • Prepare and maintain comprehensive monthly MIS and reports for internal stakeholders.
  • Develop and present data-driven insights and risk assessments to Senior Management and the Board.

6. Advanced Data Analysis

  • Leverage advanced Excel (including Macros) for data analysis and reporting.
  • Knowledge of Data Science tools and techniques (preferred) for enhanced portfolio insights.

Preferred Candidate : Experienced with Portfolio Monitoring , Risk Modelling , Stress Testing, Credit Risk

Excluding : Credit Underwriting, Audit , Compliance, Wholesale or products other than mortgage


Work Days: 6 days working (2nd and 4th Saturday off)


No Hybrid or Work from Home


Employment Type: Full Time, Permanent

Read full job description

Prepare for Credit Risk Analyst roles with real interview advice

Top ICICI Home Finance Credit Risk Analyst Interview Questions

Q1. Which type of files u would do in home loan
Q2. How much ur package in previous organisations
Q3. Please share last company reporting manager mobile number
View all 21 questions

What people at ICICI Home Finance are saying

Credit Risk Analyst salary at ICICI Home Finance

reported by 1 employee with 5 years exp.
₹2.6 L/yr - ₹3.3 L/yr
75% less than the average Credit Risk Analyst Salary in India
View more details

What ICICI Home Finance employees are saying about work life

based on 1.3k employees
51%
49%
59%
99%
Flexible timing
Monday to Saturday
Within city
Day Shift
View more insights

ICICI Home Finance Benefits

Health Insurance
Job Training
Soft Skill Training
Work From Home
Team Outings
Free Transport +6 more
View more benefits

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