Commercial Credit Analyst - CA/CFA/CPA (10-25 yrs)

Commercial Credit Analyst

Responsibilities:

- 10 years minimum experience financial institution (analyzing corporate client's risk, insights and credit); Relevant Knowledge and understanding of FIG, Corporates, Middle Market Financing Products.

- Preparation of detailed credit and financial analyses, risk asset reviews including evaluation of corporate, regulatory and industry risk, historical operating performance, projected operating performance and capital structure.

- Sound knowledge of financials, cash flow, leverage & liquidity analysis, credit quality, assigned value risk analysis. Knowledge of internal rating rationale, projections and credit recommendations.

- Ability to forecast and prepare Base Case Financial Projections, Potential Downside financial case projections models adjusting recessionary trends, counterparty specific risks and adjustments.

- Risk Modelling - Base Case Scenario, Recessionary Case Scenario, Risk Models and Projections for income, cash flow for risk rating and judging repayment capacity and risks.

- Knowledge of any one Financial Spreading tools : Moody's Risk Analyst, FIS Optimist, Credit lens or allied spreading tools,

Education :

- Masters in Business Administration

- Masters in Finance

Professional Qualifications: CA, CFA, CPA

Experience: Relevant experience in Corp. Banking, FIG and Middle Market Corporate Credit team or Investment Grade/Non-Investment Grade Assets