Develop and execute a comprehensive product strategy aligned with the companys overall business objectives.
Identify market opportunities and emerging trends in the fintech industry, particularly in payments and credit underwriting.
Conduct thorough market research and competitive analysis to inform product decisions.
Product Development:
Define product requirements and create detailed product specifications.
Collaborate closely with cross-functional teams, to deliver high-quality products.
Prioritize features and functionalities based on business impact and customer needs.
Oversee the entire product development lifecycle, from ideation to launch and post-launch support.
Data and AI Integration:
Work on integrating alternative data sources and develop advanced ML models for credit risk assessment.
Continuously refine and optimize ML models to improve accuracy and predictive power.
Ensure data quality and privacy compliance throughout the product development process.
User Experience:
Design intuitive and user-friendly interfaces for both internal and external users.
Conduct user research and usability testing to gather feedback and optimize the user experience.
Collaborate with UX designers to create visually appealing and engaging user interfaces.
Product Launch and Go-to-Market:
Develop a comprehensive go-to-market strategy, including marketing and sales enablement.
Collaborate with marketing and sales teams to educate the market and generate demand for the product.
Launch the product successfully and ensure a smooth transition to production.
Required Skills and Experience:
Proven experience as a product manager in the fintech industry, with a focus on payments and credit underwriting or related fields.
Strong understanding of credit risk assessment, underwriting principles, and regulatory requirements.
Deep knowledge of AI, ML, and data science techniques, particularly as applied to credit risk modeling.
Excellent analytical and problem-solving skills.
Additional Considerations:
Domain Expertise: A strong understanding of the financial services industry, particularly payments, lending and credit, is highly desirable.
Technical Proficiency: Experience with data engineering, cloud platforms (e.g., AWS, GCP), and data visualization tools is beneficial.
Leadership Skills: The ability to lead and motivate teams, as well as influence stakeholders, is essential.
Business Acumen: A strong understanding of various business models will be key.
Strong drive and passion: You absolutely need this to thrive in a fast-paced startup environment.
Qualifications:
More than educational qualifications, we value experience and passion
(MUST) 5-10 years of relevant work experience in Product Management (Anyone with no Product Management experience will be automatically filtered out, pls do NOT apply)
Prior Fintech experience - Highly preferred
Prior startup experience/BFSI/Financial Services experience is also valuabl