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14 Fcap Technologies Jobs
Commercial Lead - Loans
Fcap Technologies
posted 1d ago
Job Role Insights
Key skills for the job
Job Description
- 5-7 years of experience in retail lending, product management, or financial services, with a focus on loan product design and co-lending partnerships.
- Proven track record in launching and managing retail loan products (e.g., personal loans, home loans, auto loans, etc.).
- Strong experience in developing and managing co-lending or strategic partnerships.
- Familiarity with financial technology (FinTech) platforms and the digital lending ecosystem is a plus.
Key Responsibilities:
- Lead the end-to-end development of innovative retail loan products, from ideation and design to execution, ensuring they meet market demands and lender s credit policy.
- Conduct in-depth market research to identify opportunities, customer pain points, and competitive offerings. Use this information to shape the design of new loan products.
- Oversee the lifecycle of loan products, making recommendations for enhancements or discontinuation based on market performance, customer feedback, and evolving trends.
- Identify, evaluate, and establish risk sharing models with banks, financial institutions, and fintech players to expand product offerings and increase market reach.
- Lead negotiations on commercial models, ensuring mutually beneficial agreements that align with the company s strategic objectives.
- Establish and monitor key performance indicators (KPIs) for lending partnerships, regularly reviewing performance and suggesting adjustments to optimize outcomes.
- Maintain strong, ongoing relationships with external partners, ensuring consistent communication, resolving operational issues, and driving long-term collaboration
Employment Type: Full Time, Permanent
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