Working Capital Risk Analyst, AVP

Role Description:

Working Capital Risk Team is looking for bright candidates with a Finance/Risk Management background to support overall risk analysis & rating for international debtors in Factoring programs. The role would suit for an individual looking to develop product knowledge, business understanding, risk factors & related portfolio risk in a challenging fast-paced environment, where the team and individual can make significant contribution for the Global Corporate Bank Working Capital Risk Team.

Your key responsibilities

• Taking care of Risk/Financial analyses, ratio analysis for international companies with regard to internal/external policies, Key Operating Procedures and regulatory requirements and International accounting approaches
• Analyze and rate incoming counterparties/Debtors based on financials.
• Communicate of analysis & rating results with stakeholders in Germany and clarify on open questions.
• Looking for ESG, group sustainability factors with eye on reputational risk
• Maintain internal reporting to ensure proper monitoring of completion.
• Maintain internal process documents and develop Key Operation Procedures.
• Work closely with internal partners including but not limited to Sales, Product managers and Services team to promote Deutsche Bank's trade finance services and resolve roadblocks that hinder closure of deals with thorough understanding of trade policies and compliance guidelines

Your skills and experience

• Bachelors/Masters degree in Finance, Engineering and Economics/Applied Economics,
• 8-10 years of work experience in relevant field of Finance and/or Risk Management and/or Analytics
• A good understanding of Trade Finance products especially Factoring
• Sound knowledge and understanding of the risks, control, compliance and regulatory environment and requirements in Banking with focus on Trade Finance
• Ability to challenge the status quo and can think outside the box
• Knowledge of advanced MS applications
• Strong communication skills with excellent English, both orally and written; German is a plus. Other languages as well are welcome.
• Effective organizational skills, i.e., the ability to manage multiple and often competing tasks simultaneously under tight deadlines and pressure. Decisiveness and performance oriented
• Ability to successfully navigate a complex, international organization, build strong relationships and work collaboratively with business and management
• Self-starter with ability to solve problems in an independent and successful manner, while supporting team goals/ objectives. Willingness to accept responsibility for tasks and projects