Working Capital Risk Analyst, AVP

Working Capital Risk Team is looking for bright candidates to support KYC analyses for (international) clients in Factoring programs. The role would suit for an individual looking to develop a deeper understanding of Know Your Customer processes, AFC Governance & related portfolio risk in a challenging fast-paced environment, where the team and individual can make significant contribution for the Global Corporate Bank Working Capital Risk Team.

Your key responsibilities

• Taking care of risk analyses for international companies with regard to internal/external policies, Key Operating Procedures and regulatory requirements especially with regard to Anti-Financial Crime, compliance and KYC
• Taking care of Screening/NLS of counterparties, looking after internal governance process and developing better ones
• Analyze and risk rating of incoming counterparties regarding Anti-Financial Crime and KYC
• Communication of analysis & rating results with stakeholders in Germany and clarify on open questions.
• Looking for further risk factors such as Sanctions and Embargoes, Fraud, Reputational Risks, etc.
• Contributing in finding management pertaining to audits and internal controls review
• Monitoring key Policies on regular intervals and ensuring we adhere with it
• Maintain internal reporting to ensure proper monitoring of completion
• Maintain internal Key Operating documents and develop new ones as and when needed.

Your skills and experience

• Bachelors/Masters degree in Finance, Engineering and Economics/Applied Economics
• 8-10 years of work experience in relevant field of Anti-Financial Crime, Compliance Governance and/or Risk Management
• A good understanding of Trade Finance products especially Factoring
• Sound knowledge and understanding of the risks, control, compliance and regulatory environment and requirements in Banking with focus on Financial Crime and KYC
• Ability to challenge the status quo and can think outside the box
• Knowledge of advanced MS applications
• Strong communication skills with excellent English and German, both orally and written
• Effective organizational skills, i.e., the ability to manage multiple and often competing tasks simultaneously under tight deadlines and pressure. Decisiveness and performance oriented
• Ability to successfully navigate a complex, international organization, build strong relationships and work collaboratively with business and management
• Self-starter with ability to solve problems in an independent and successful manner, while supporting team goals/ objectives. Willingness to accept responsibility for tasks and projects