Portfolio Manager

Risk & Portfolio Management (RPM) is part of the global Trade Finance and Lending (TF&L) group and is responsible for developing and coordinating a comprehensive risk-to-revenue strategy to maximize portfolio risk/returns while proactively managing risk, balance sheet, and RWA consumption for Trade Finance & Lending. Portfolio Management is responsible for ensuring TF&L perform optimally within the Key Performance Indicators for risk and resource utilization on a regional and global level, and for allocating financial resources to fit TF&L strategic goals with an emphasis on risk awareness, sustainable business, and efficient resource utilization.

• Training on the job and close collaboration with our team in Mumbai, as well as onshore RPM teams, e.g. in New York and Frankfurt

Your key responsibilities

TF&L Portfolio Manager is in close collaboration with onshore RPM Portfolio Management colleagues - responsible for further improving the risk-reward of the TF&L Americas and EMEA portfolio through efficient allocation of risk resources by:

• Identifying and driving portfolio optimization while ensuring the Americas and EMEA TF&L portfolio performs optimally within agreed upon Key Performance Indicators (KPI)
• Increasing transparency on portfolio via reporting and analysis, including country, industry, and client reviews
• Facilitating the automation of reportings, preparing regular portfolio reportings and performing ad hoc analytics for senior management and outside requests
• After a period of learning on the job, opining on individual deals that do not meet minimum risk-reward targets, that fall outside of established product frameworks, and all new products/ structures.
• Monitoring overall portfolio financial risk, capital and liquidity consumption and risk-return performance
• Liaising with regional TF&L Sales and Management, other regional RPM teams, and key stakeholders (CRM, Treasury, FRM, etc) to shape overall TF&L Americas and EMEA risk and resource utilization strategy.
• Liaising with Sales and Distribution teams on employing de-risking strategies that not only reduce risk but obtain maximum reduction of financial resource utilization.
• Supporting RPM onshore colleagues on engagement in regulatory discussions and reviews, evaluating regulatory impact for TF&L products, and jointly formulating business strategies based upon regulatory impact.

Your skills and experience

• 4 - 6 years of work experience in relevant field of Finance/Economics
• Experience with Trade Finance & Lending products is a plus.
• Background in portfolio/credit risk is a plus.
• Good analytical and problem-solving skills.
• Ability to work in virtual teams and in matrix structures.
• Strong communication skills with excellent English, both orally and written
• Demonstrated flexibility and willingness to work for a global team with intensive international exposure.

Education | Certification (Recommended):

• Bachelors/ Masters degree in Economics, Finance or Engineering

Technical Competencies:

• Knowledge of advanced Excel, Power Queries, Macros, and good understanding of working with large datasets
• Knowledge on Python, Tableau, and other analytical/reporting tools

Business Competencies:

• Communication - Experienced
• Financial Management - Basic
• Industry Knowledge - Experienced
• Innovation - Basic
• Managing Complexity - Basi
• Product Knowledge (internal & external) Basic
• Risk Management - Basic