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DBS Bank

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3.8

based on 1.8k Reviews

Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards

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122 DBS Bank Jobs

Assistant Vice President, Collections Specialist, Risk Management

9-14 years

₹ 24 - 42L/yr (AmbitionBox estimate)

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This is an estimate of the average salary range for this position. It has not been reviewed by the company, and the actual salary may differ.

Mumbai

1 vacancy

Assistant Vice President, Collections Specialist, Risk Management

DBS Bank

posted 4d ago

Job Description

Risk Management Group works closely with our business partners to manage the bank s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.
Job Purpose:
We are looking for a highly motivated and results-driven Team Lead to manage and oversee our Unsecured Partnerships portfolio, with a specific focus on managing strategic partnerships like Cred across Pan India. This role involves close collaboration with the Credit team, Business Units (BUs), and the Collections team to drive operational excellence and ensure better control over key business parameters such as Non-Standard Portfolio (NSP), collections performance, and credit performance.
The candidate will possess a strong understanding of unsecured lending, collections processes, and a proven track record in managing partnerships and cross-functional teams. This is an exceptional opportunity for a seasoned professional to make a significant impact on the business by improving operational efficiency and partnership performance.
Key Responsibilities:
  1. Unsecured Partnerships Management:
  • Manage and nurture strategic partnerships with key players in the unsecured lending space like Cred, ensuring smooth operations, alignment on goals, and optimizing the performance of these partnerships.
  • Drive the growth of unsecured partnerships in terms of volume, portfolio quality, and market penetration across Pan India.
  • Serve as the main point of contact between the organization and Cred or other partners, addressing issues and ensuring partnership KPIs are consistently met.
  1. NSP (Non-Standard Portfolio) Monitoring:
  • Monitor the Non-Standard Portfolio (NSP) regularly to identify potential risks, deviations, and opportunities for portfolio optimization.
  • Work with the Credit and Risk teams to mitigate credit risk, reduce default rates, and ensure the overall health of the unsecured loan portfolio.
  1. Collections Management:
  • Oversee the collections process for unsecured partnerships, ensuring timely follow-ups, effective strategies, and optimized recovery rates.
  • Collaborate with the Collections team to develop and implement strategies to minimize delinquencies and maximize recovery.
  1. Cross-functional Collaboration:
  • Work closely with the Credit team to ensure underwriting criteria are adhered to and identify potential improvements to credit policies or practices that can benefit partnerships.
  • Partner with Business Units (BUs) to align on product offerings, market strategies, and performance goals that impact unsecured partnerships.
  • Ensure seamless communication and collaboration between all internal stakeholders to achieve business objectives.
  1. Performance Reporting & Analysis:
  • Track and report performance metrics of the unsecured partnerships, including NSP, collections performance, and credit health.
  • Prepare regular updates and insights for senior management, highlighting key risks, opportunities, and action plans.
  1. Process Improvement:
  • Identify areas for process improvements within the unsecured partnership lifecycle, including onboarding, collections, credit evaluation, and overall partnership management.
  • Implement best practices and streamline workflows to ensure efficiency and scalability.
  1. Regulatory & Compliance:
  • Ensure all operations within unsecured partnerships comply with regulatory requirements, internal policies, and industry standards.
  • Keep updated with any changes in regulations and adjust business strategies and operations accordingly.
Requirements:
  • Strong experience in managing unsecured partnerships, preferably in the fintech or lending space.
  • In-depth understanding of credit risk and collections strategies, particularly in unsecured lending.
  • Proven experience in managing cross-functional teams, particularly in collaboration with Credit, Risk, Operations, and Business Units.
  • Excellent analytical skills, with the ability to assess portfolio health and recommend actionable strategies.
  • Strong communication and interpersonal skills, with the ability to engage with both external partners and internal teams effectively.
  • Demonstrated ability to manage high-volume, complex projects while delivering results in a timely manner.

Employment Type: Full Time, Permanent

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DBS Bank Interview Questions & Tips

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What people at DBS Bank are saying

3.8
 Rating based on 34 Assistant Vice President reviews

Likes

Dbs is fantastic organization, but indian group isn't that level up.

  • Salary - Good
  • +2 more
Dislikes

Work life balance Vision is not clear

  • Work-life balance - Poor
Read 34 Assistant Vice President reviews

Assistant Vice President salary at DBS Bank

reported by 415 employees with 9-18 years exp.
₹19.5 L/yr - ₹50 L/yr
21% more than the average Assistant Vice President Salary in India
View more details

What DBS Bank employees are saying about work life

based on 1.8k employees
55%
51%
51%
99%
Flexible timing
Monday to Friday
No travel
Day Shift
View more insights

DBS Bank Benefits

Health Insurance
Free Transport
Job Training
Work From Home
Soft Skill Training
Cafeteria +6 more
View more benefits

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DBS Bank Mumbai Office Location

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Mumbai Office
Headquarter
DBS Bank India, Near Bank of India, Opp. Khadi Bhawan, Fort House, 3rd Floor, 221, Dr. D.N. Road, Borabazar Precinct, Church Gate, Fort Mumbai
Maharashtra 400001

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