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Crisil
Crisil - Lead Analyst - Credit Analysis (9-12 yrs)
Crisil
posted 16hr ago
Flexible timing
Key skills for the job
KEY ROLES & RESPONSIBILITIES:
- Work with team of onshore analysts to cover credit portfolio of corporates, UAE, GCC and international portfolio
Preparing opinion based credit reports and financial models based on fundamental analysis for a set of assigned credits/companies
The credit assessment process requires the following:
- Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile.
- Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments.
- Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations.
- Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis,
calculation of key credit quality determinants and financial projections (upto 7 years).
- Determine and recommend ratings to the entity based on the internal rating framework and methodology.
Regular interaction with client to discuss reports as well as workflow
- Support the client with any ad-hoc research requests including sector research
- Engage with client teams proactively and suggest new ideas to enhance client engagement
- Train new hires and mentor juniors in the team
FUNCTIONAL & BEHAVIOURAL KNOWLEDGE:
- Experience in deal financial modeling/ surveillance/ portfolio monitoring and credit analysis
- Good understanding of banking regulations, calculation of key credit metrics and capital ratios
- Reasonable understanding of banks internal systems
PROBLEM SOLVING:
- Identifies and resolves complex research issues and team problems
- Assist in solving complex problems related to financial modeling
INTERACTIONS:
- Works within own team and interacts with other related teams
- Communicates with internal & external clients and/or issuers as necessary
TEAM MANAGEMENT - Mentoring and handling a small team
TYPICAL SCOPE & IMPACT - Impacts the quality and effectiveness of own team
Functional Areas: Other
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Flexibility to work from home
CRISIL needs to do things more organised way.
7-10 Yrs
Kolkata, Mumbai, New Delhi +4 more