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1 IDFC FIRST Bank Credit Manager Job

Job Opening - Credit Manager-Rural - Maharashtra

3-6 years

₹ 3 - 12L/yr (AmbitionBox estimate)

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This is an estimate of the average salary range for this position. It has not been reviewed by the company, and the actual salary may differ.

Osmanabad, Ambejogai, Tasgaon

1 vacancy

Job Opening - Credit Manager-Rural - Maharashtra

IDFC FIRST Bank

posted 28d ago

Job Description

Role: Credit Manager-Rural


Candidate Profile: Candidate should have relevant experience in credit Appraisal, Credit Underwriting of Unsecured loan, Business Loan, Personal Loan etc.


Business: Rural Banking


Experience: 3 to 5 years


Education: Graduate / Post Graduate


Age: Upto 32 years


Roles & Responsibilities:            

  • Conducting Credit Appraisal required for the loan to avoid Business Risk as per norms.
  • Maintaining Credit TAT to ensure the growth of business.
  • Delinquency management - Conducting Personal Visits to customers and doing root cause analysis of such cases.
  • Conducting Random Visits in order to cross check the authenticity of the Contact point verifications.
  • To manage post disbursement documents and partly disbursed cases.
  • Maintaining credit MIS and various management reporting as required
  • Manage Audit compliance for the branch and support in other operational activities.
  • Monitor and review the performance of the retail credit portfolio on a regular basis, providing recommendations for adjustment where necessary. Contribute to portfolio management programs i.e. limit increases, loan postponements etc.
  • Recommend process changes in order to improve service efficiency and quality across the assigned area.
  • Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service.

Employment Type: Full Time, Permanent

Read full job description

IDFC FIRST Bank Interview Questions & Tips

Prepare for IDFC FIRST Bank Credit Manager roles with real interview advice

Top IDFC FIRST Bank Credit Manager Interview Questions

Q1. How much cases you can process on daily basis?
Q2. Cibil study what is sma ? Full form of dpd
Q3. Approval rate and delinquency rate of your current product.
View all 9 questions

What Credit Manager at IDFC FIRST Bank are saying

3.7
 Rating based on 169 Credit Manager reviews

Likes

Work life balance and employment is good.

  • Salary - Good
  • +6 more
Dislikes

I thought the rural banking books are dependable on dairy sector. No such learning in rural segmet.

Read 169 Credit Manager reviews

Credit Manager salary at IDFC FIRST Bank

reported by 676 employees
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₹3 L/yr - ₹13 L/yr
At par with the average Credit Manager Salary in India
View more details

What IDFC FIRST Bank employees are saying about work life

based on 10.2k employees
51%
45%
53%
99%
Strict timing
Monday to Saturday
Within city
Day Shift
View more insights

IDFC FIRST Bank Benefits

Submitted by Company
Free Transport
Child care
Gymnasium
Cafeteria
Work From Home
Team Outings +4 more
Submitted by Employees
Health Insurance
Job Training
Soft Skill Training
Work From Home
Free Transport
Cafeteria +6 more
View more benefits

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IDFC FIRST Bank Mumbai Office Location

View all
Mumbai, Maharashtra Office
Headquarter
IDFC FIRST Bank Tower, The Square, C-61, G Block, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra. Mumbai, Maharashtra
400051

Job Opening - Credit Manager-Rural - Maharashtra

3-6 Yrs

Osmanabad, Ambejogai, Tasgaon

28d ago·via naukri.com

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