filter salaries All Filters

82 Corporate Credit Jobs

Underwriting Analyst

3-5 years

Gurgaon / Gurugram

Underwriting Analyst

Accenture

posted 4d ago

Job Description






Skill required:
Property & Casualty- Underwriting - Underwriting



Designation:
Underwriting Analyst



Qualifications:
Any Graduation



Years of Experience:
3 to 5 years



What would you do?
  • Analyze and evaluate credit portfolios and financial reports including interpreting financial data and assessing market trends and volatility that has potential impact on the operations and financial performance of the client. This includes climate risk assessment and industry research.
  • Assess credit worthiness and financial strength of client through critical financial and risk analysis with the use of qualitative and quantitative data via recommended institutions such as S&P, Moody's and Fitch, and provide recommendations for risk rating and classifications.
  • Complete credit/financial risk analysis report with clear and concise critical analysis based on informed judgement with due diligence in alignment with the Underwriter's guidelines and risk appetite. This includes, but not limited to, analysis of mergers and acquisitions, claims and litigation, international exposure, FCPA concerns, regulatory developments, material corporate governance initiatives, liquidity position, financial performance and cash flow.



    What are we looking for?
  • Bachelor's degree in accounting or finance is required
  • CPA or MBA is a plus
  • 2-3 years of experience in corporate credit analysis from a bank or similar financial institution is preferred
  • Able to understand and interpret the financial statements (Balance Sheet, Income Statement, Cash Flow Statement, Changes in Stockholder's Equity, and Notes to the financial statements). Knowledge in Annual Reports and/or Credit/Equity Reports (Standard & Poor and Moody's).
  • Highly analytical to be able to understand financial ratios (profitability, liquidity, leverage, solvency ratios) and able to interpret several together accurately. Understanding of current global micro and macro economic status is a plus
  • Previous experience as credit analyst/credit risk analyst or equity financial analyst for banks or other major financial institutions is required (at least 1 year of related experience).
  • Strong understanding of US GAAP financial statements is required
  • Familiarity with the US Industrial, Commercial, Capital and Consumer sectors
  • Excellent oral and written communication skills. Work is primarily completing extensive write-ups to analyze risk and must be clearly written and presented for credit officers and underwriters to understand. Will also need to email and at times discuss through Microsoft teams with credit officers/underwriters)


    Roles and Responsibilities:
  • Financial Analysis
  • Risk and Credit Underwriting
  • Fundamental analytical skills, with a background on financial reports and components, to be able to identify trends, root causes and anticipate future challenges and risks
  • Analysis and rating of a company's profitability, asset quality, liquidity, leverage, and credit histories and identify risks related to industry, management, and contingencies. This includes assessing and analyzing trends and material changes as well as reviewing and interpreting Credit or Equity Reports to be used as reference in the analysis
  • Complete intricate financials statement spreading to ensure financial ratios used are accurate to help understand the level of risk of buyers. Knowledgeable in company annual reports, 10Ks and 10Qs
  • Supports Underwriters and Credit Officers in buyer administration such as setting up a buyer's account in Trade Enable (â"Account Reservationâ"), identifying buyer DUNS, performing automated buyer credit limits (â"Pack 1â") and gathering of buyer information and documents such as financial statements, credit reports, industry research and latest Company News Articles (â"PACK 2 Docsâ")


    Qualifications


    Any Graduation

  • Employment Type: Full Time, Permanent

    Read full job description

    Accenture Interview Questions & Tips

    Prepare for Accenture Underwriting Analyst roles with real interview advice

    What people at Accenture are saying

    3.7
     Rating based on 12 Underwriting Analyst reviews

    Likes

    Work environment

    • Company culture - Good
    Dislikes

    No salary hikes, no promotions

    • Salary - Poor
    • +2 more
    Read 12 Underwriting Analyst reviews

    Underwriting Analyst salary at Accenture

    reported by 119 employees with 2-8 years exp.
    Lock Unlock
    ₹2 L/yr - ₹10.5 L/yr
    At par with the average Underwriting Analyst Salary in India
    View more details

    Compare Accenture with

    TCS

    3.7
    Compare

    Cognizant

    3.7
    Compare

    Capgemini

    3.7
    Compare

    Infosys

    3.6
    Compare

    Wipro

    3.7
    Compare

    Genpact

    3.8
    Compare

    LTIMindtree

    3.8
    Compare

    Deloitte

    3.8
    Compare

    IBM

    4.0
    Compare

    Nagarro

    4.0
    Compare

    Tech Mahindra

    3.5
    Compare

    Amazon

    4.1
    Compare

    Google

    4.4
    Compare

    PwC

    3.4
    Compare

    NTT DATA, Inc.

    4.0
    Compare

    Mphasis

    3.4
    Compare

    Ernst & Young

    3.4
    Compare

    HCLTech

    3.5
    Compare

    JPMorgan Chase & Co.

    4.0
    Compare

    Microsoft Corporation

    4.0
    Compare

    Similar Jobs for you

    Underwriting Analyst at Accenture Solutions Pvt Ltd

    Gurgaon / Gurugram

    3-5 Yrs

    ₹ 5-7 LPA

    Senior Analyst at Accenture Solutions Pvt Ltd

    Gurgaon / Gurugram

    5-8 Yrs

    ₹ 7-10 LPA

    Deputy Manager at BAJAJ FINANCIAL SECURITIES LIMITED

    Lakhipur

    1-3 Yrs

    ₹ 3-5 LPA

    Deputy Manager at BAJAJ FINANCIAL SECURITIES LIMITED

    Theni

    1-3 Yrs

    ₹ 3-5 LPA

    Credit Underwriter at Palni

    Hyderabad / Secunderabad

    5-8 Yrs

    ₹ 6-10 LPA

    Area Credit Manager at Ujjivan Financial Services Pvt. Ltd.

    Pune

    3-6 Yrs

    ₹ 3-7 LPA

    Sales & Marketing at srmb srijan ltd

    Medinipur

    5-8 Yrs

    ₹ 7-10 LPA

    Branch Credit Manager at Optimo Capital

    Bidar, Hosapete + 6

    3-8 Yrs

    ₹ 6-11 LPA

    Senior Analyst at CRISIL LIMITED

    India

    4-7 Yrs

    ₹ 8-12 LPA

    Assistant Manager Underwriting at BAJAJ FINANCIAL SECURITIES LIMITED

    Pune

    5-6 Yrs

    ₹ 7-8 LPA

    Underwriting Analyst

    Accenture Solutions Pvt Ltd

    3-5 Yrs

    Gurgaon / Gurugram

    4d ago·via naukri.com

    7-12 Yrs

    Bangalore / Bengaluru

    9d ago·via naukri.com

    6-10 Yrs

    Gurgaon / Gurugram

    9d ago·via naukri.com

    5-8 Yrs

    Gurgaon / Gurugram

    12d ago·via naukri.com

    7-11 Yrs

    Gurgaon / Gurugram

    12d ago·via naukri.com

    10-20 Yrs

    Hyderabad / Secunderabad

    5d ago·via naukri.com

    Credit Analyst

    Tata Consultancy Services

    8-13 Yrs

    Gurgaon / Gurugram, Bangalore / Bengaluru, Mumbai

    12d ago·via naukri.com

    5-10 Yrs

    Bangalore / Bengaluru

    1d ago·via naukri.com

    4-5 Yrs

    Bangalore / Bengaluru

    1d ago·via naukri.com

    Underwriting Analyst

    Accenture Solutions Pvt Ltd

    3-5 Yrs

    Gurgaon / Gurugram

    29d ago·via naukri.com
    How was your last interview experience?
    How was your last interview experience?
    Rate your experience using AmbitionBox
    Terrible
    Terrible
    Poor
    Poor
    Average
    Average
    Good
    Good
    Excellent
    Excellent