6 Coreimpaqt-s Jobs

Live Underwriters

Work Mode - Remote

Job Overview:

- The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.

Job Roles and Responsibilities:

- Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors.

- Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company.

- Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.

- Provides final approval underwriting of mortgage loans.

- Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.

- Sign off conditions in a timely manner set by management.

- Work with staff and management to find solutions on escalated loans.

- May be requested to make recommendations for improving Internal Audits policies and practices.

- Manage loans by using all functions of Encompass.

- Effectively communicate underwriting decisions with processors and advisors

- Maintain a high level of customer service and communication with other departments.

- Other duties as assigned.

Qualification & Experience:

- Degree or Equivalent

- Minimum 3 years of experience in conventional/govt end to end underwriting.

- Well-versed with all 4Cs of Underwriting (Asset, Income, Credit and Collateral)