Product Manager

Job Description for PM / APM in Yabx

Yabxs vision is to enable enterprises build, operate and scale Digital Financial products in markets / segments with acute credit gap. We work with Wallets, Mobile Operators, Ecommerce companies, FIs and Banks to enable them in their journey to offer Digital financial products such as lending and savings. We are looking for an Product Manager / Associate Product Manager who will be responsible for Strategy, Roadmap, Design, Marketing and end to end enhancement and delivery of our lending platform in specific geographies worldwide. Currently we are working in 14+ countries globally with access to 250M+ customers for credit profiling using alternate data and digitally enhanced methods of underwriting and managing financial products.

Functional Skills:

• Experience in working on Lending platforms (good to have) • Experience in payments (good to have)
• Demonstrated ability to use data to drive critical results
• Developing product documentation, user stories and other relevant material required.
• Ability to create business cases and drive rationale for product roadmap / Plan
• Experience in working in non-traditional financial services space, build and deliver mobile first application designs Behavioural Skills:
• An excellent team player to work with global matrix teams across time zones
• Good verbal and written communication skills
• Ability to present ideas/thoughts to wider teams and between various stakeholders
• Persuasive
• Ability to work under pressure
• Ability to think strategically and also grounded enough to operationally discuss with on ground teams in building roadmaps/features Roles & Responsibilities
• Help in studying specific geographies for credit needs
• Perform behavioural analysis of consumers taking credit
• Design user journeys and configure the same on Yabx’s sandbox environment
• Work with cross functional teams to build support for product functionality
• Build the TAM and target segments for the product and map the Product Roadmap to the business priorities
• Develop understanding of various accounting models to help offer multiple credit products on the platform
• Scan and understand the financial guidelines in each of the markets we enter and build all market specific regulatory and operational requirements into the product
• Interact with Business Analysts, Partners, Business teams to finalize solution
• Coordinate with Testing team and partner systems to enable testing and delivery of developed features

Work Location- Gurgaon

Total Experience- 2-3 years

Qualification- MBA / MCA / M.Tech / B.Sc / B. Tech / B.Arch Position-

Associate product manager / Product Manager, digital lending

Reports To- Specific region / market / offering heads

About Yabx

Yabx is a global FinTech venture of Mahindra Comviva aimed at simplifying financial access to the 2 Bn+ under-banked people in the emerging markets of Africa, Asia, and Latin America. We use technology and analytics to reduce the cost of delivering financial services. In doing so, we partner with leading Telecom Operators, Banks, MFI's, Credit Bureaus, Mobile Financial Providers & handset vendors. Yabx’s mission is to create world-class innovative products to improve the lives of these people. Yabx was incubated by Mahindra Comviva and operates between The Hague, New Delhi, and Nairobi. We are a team of industry experts and entrepreneurs with global experience.