Sr Credit Officer - Agri| Ernakulam

The incumbent will be responsible for Credit Appraisal of Agricultural Loans as per pre-defined TAT with due adherence of Process, Policies and delegation of authority.

Incumbent will be responsible for loan Portfolio for their Branch and keep a close watch on the performance of such loans.

Experience: 3 to 5 years

Qualifications:
Graduation (Any Specialisation)
MBA
Chartered Accountant

- Appraise/Recommend/ Approve Credit Proposals as per the delegation of authority.
- Review delinquent cases and document learnings / portfolio reviews for Risk Management
- Recommend changes to Policy, Process based on local nuances / competitor feedback
- Implement system integration plans
- Monitor NPA and keep a track of it
- Customer visits for PD
- Identification of process and policy gaps & potential risk arising out of it
- Suggesting internal control measures and ensures implementation to address such gaps