Retail Credit Risk Analyst| Thane

1. Thorough analysis of financial statements and credit process notes put up by the business team including new requests, change request and refinancing.
2. Confirming the Internal Credit Risk Rating of borrower as per CRM policy of the bank.

Experience: 0 to 4 years.

Qualifications:
Graduation (Finance/ Accounting Specialization)
Professional qualification like CA / ICWA / CFA / FRM / PGDBM from NIBM preferable.

1. Preparing risk vetting reports based on the credit process note and submit to the lead credit risk/ Head Credit Risk.
2. Review of rating outlook of high value borrowers as per CRM policy of the bank.
3. Highlighting risk elements in Proposals submitted for preliminary discussion (NBG).
4. Contributing towards credit risk models fine tuning.
5. Keep up to date with the company s lending protocols.
6. Develop and prepare spreadsheets and models to support analysis of new and existing credit applications.