Head - Credit Risk| Mumbai

To manage credit risk functions including, inter alia, development of policies, SOPs, rating/scoring framework, ICAAP, ERM Framework etc.

Qualification: Graduation in any discipline
Desirable: FRM/PRM/PGDBM

Experience: 12 to 15 years

• Develop and enforce credit risk policies and Standard Operating Procedures (SoPs) to ensure a high-quality credit portfolio.
• Manage internal credit rating systems and ensure compliance with risk protocols. Establish enterprise-wide risk frameworks and controls.
• Monitor and assess risk impacts on the credit portfolio, aligning with bank objectives.
• Assess business proposals for risk, maintain data analytics, and oversee capital adequacy assessments.
• Drive compliance with ESG frameworks and promote risk-aware culture.
• Update risk management frameworks, liaise with regulators, and provide expert advisory to stakeholders and Board committees.