Sr Credit Manager - CV & CE| Ernakulam

• Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the entity, preparation of appraisal notes, credit checks etc.
• Ensure Adherence to Approved process, policies and manuals of the department, Ensure RBI and internal compliance matrixes are adhered to

Qualifications: CA/ MBA Finance

Experience: 5 - 12 years

• Appraising proposals for CV / CE and conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies.
• Supervising, controlling delinquency and credit loss.
• Monitoring of loan accounts, checking of loan documents and supervising the timely preparation of reports.
• Fulfilling the credit training needs of the entire business team on a continued & timely basis Requirement In-depth knowledge of - Financial & Credit Risk analysis.
• Maintaining credit TAT
• Any other credit related activities assigned by HOD credit.