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7 HDB Financial Services Branch Credit Manager Jobs

Branch Credit Manager

2-7 years

₹ 1.5 - 4L/yr

Salem

1 vacancy

Branch Credit Manager

HDB Financial Services

posted 6d ago

Job Role Insights

Fixed timing

Job Description

Job description

Job Role :

    • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.

    • Verifying the promoters track record & ascertaining their credit worthiness.

    • Analysis of the financial statements of the prospective customer to identify the short term & long term

    • solvency & liquidity position

    • To ensure Bounce Rate and Delinquency are within acceptable standards.

    • Monitor and enforce approval rate and TAT as per prescribed standards.

    • Monitor and ensure that monthly Branch audit score is satisfactory.

    • Vendor Management.

    • To conduct customer meeting to evaluate credit proposal

    • PDD Tracking and closure

    • Compliance to repayment instrument replenishment to ensure regular repayment of EMI

Key Responsibilities :

    • Credit Decisions

    • Take sound lending decisions based on available information & interactions with the applicants.

    • Manage credit quality and control delinquencies, frauds.

    • Monitoring Performance

    • Managing performance in terms of key drivers i.e.

    • 0-Loses / Portfolio quality parameters.

    • 0-Cost of credit administration.

    • 0-Employee Productivity.

Mandatory Skills :

    • Graduate/Postgraduate.

    • 4-6 years Credit/Underwriting experience.

    • Understanding of portfolio metrics.

    • Strong inter-personal skills which encourages and promotes enthusiasm and team spirit.

Forward your updated resume - Murugasurya.p@hdbfs.com

--

Regards,

Surya

HR - Team

HDB Financial Services

murugasurya.p@hdbfs.com


Employment Type: Full Time, Permanent

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What Branch Credit Manager at HDB Financial Services are saying

3.7
 Rating based on 280 Branch Credit Manager reviews

Likes

You will learning everything here. Job stability is good.

  • Skill development - Good
  • +1 more
Dislikes

No work life balance. Poor work culture. Working on holidays also.

  • Work satisfaction - Poor
  • +2 more
Read 280 Branch Credit Manager reviews

Branch Credit Manager salary at HDB Financial Services

reported by 561 employees
₹2 L/yr - ₹7.8 L/yr
5% less than the average Branch Credit Manager Salary in India
View more details

What HDB Financial Services employees are saying about work life

based on 20.5k employees
52%
60%
51%
99%
Strict timing
Monday to Saturday
Within city
Day Shift
View more insights

HDB Financial Services Benefits

Job Training
Health Insurance
Soft Skill Training
Work From Home
Team Outings
Cafeteria +6 more
View more benefits

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