Branch Credit Manager

• Underwriting/recommending of proposals for non-collateral/collateral backed education loan

Role & Responsibilities

• Managing team of Credit processing associates
• Credit Appraisal Underwriting/recommending of proposals for non-collateral/collateral backed education infrastructure loan
• Process Understanding process and policies and implementing the same to ensure smooth transactions
• Training- Provide training to CPAs so that they work in synergy with the companies policies and norms
• Delinquency Management for the location • Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies
• Quality Management in terms of Audit, Compliance and Hind sighting
• PDD Management controlling and tracking PDDs through proper MIS for the location
• Monitoring end usage of loan

Deliverables

• Login to Recommendation TAT
• Maintaining Audit Compliance and errors in Hind sighting
• Training
• Delinquency control as per budget
• Cost management
• New initiatives

Eligibility

• MBA from Premier Institute
• CA

Technical Competencies

• Basic knowledge of loan underwriting
• Knowledge of Education Lending Business- awareness on risk involved.
• Good communication and report writing skills
• Basic knowledge of Banking
• Good Knowledge of computer applications