Banking Operations Analyst

Skill required: Commercial Banking Operations - Core Banking



Designation: Banking Operations Analyst



Qualifications:BCom/Master of Business Administration



Years of Experience:5+ years



What would you do?
We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.In this team, you will help in providing universal banking functionality to banks. With a focus on product strategy and a global market presence. This team will help in providing solutions to customers on industry-accepted platforms and Lead Product Managers to build an ecosystem of products and assets around these platforms namely Bancs, Finacle, Finastra, Pega, nCino.



What are we looking for?
Job Overview:This position holds the responsibility for leading and being an SME of the Financial Statement Spreading production. To perform and provide subject matter expertise spreading and analysis of financial statements as per standard guidelines.Candidate Profile Required:

Minimum 5+ years of relevant credit experience in Commercial Lending or Financial Processes

MBA/B.COM Finance and Accounting

Flexible to shifts

Must have experience in Moody s Credit Lens and client customized templates

Experience/exposure of US accounting and GAAP

Good team player who is dynamic, result- oriented with strong work ethic


Roles and Responsibilities:

About The Role ::

Provide subject matter expertise support for understanding spreading guidelines and utilizing the underlying financial statements to complete the spread

Applying relevant accounting standards for fair and rigorous credit assessment like pre-underwriting process.

to perform first level quality check to ensure the quality of deliverables.

Evaluating the financial status of clients by and standardizing the financial information to the spreading application with accuracy.

Undertaking ad-hoc reporting / analysis requirements.

Evaluating the financial status of clients by and standardizing the financial information to the spreading application with accuracy.

Analysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process

Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures

Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios, and other financial metrics


Qualifications

BCom,Master of Business Administration