Unit Manager - Risk

Duties and Responsibilities:
1. Portfolio Risk management for Bajaj Finserv marketplace for Consumer Durables and Digital Products.
2. Identifying and evaluating risks based on variety of information and to provide insights/recommendations on how to mitigate risk.
3. Monthly Review of Key Performance Indicators (Bounce and delinquency metrics) and comparison with earlier trends. Basis review of indicators suggest actionability to senior management for portfolio improvement.
4. Liaising with the business to identify specific risks to update the Business Risk Assessment and suggest action accordingly.
5. Monthly Senior Management Deck Preparation and review.
6. Regular monitoring of latest sourcing for effective tracking of portfolio quality.
7. Cross Functional team/Stakeholder engagement with a focus to drive process improvement leading to better portfolio. This includes engagement with Product IT, COE, Risk Containment & Debt management team to understand the latest changes to be deployed and their impact on Risk process/policy
8. Overseeing new capability launch (risk related) and to ensure that existing and newly launched processes run smoothly. Building framework to continuously assess and evaluate system capabilities to eliminate operational loss
9. Policy Implementation, Documentation, Maintenance and tracking. This includes timely feedback to Department Heads on trends and policy amendment if required. Documenting changes to Policy framework and circulating the same to stakeholders
Required Qualifications and Experience:
Experience in credit risk management for lending portfolio
Must Have
Relevant experience of 3yrs+. Practical experience of operating within a varied risk management role
Effective analytical and presentation skills.
Excellent communication skills both written and verbal.
Basic Excel and PowerPoint Skills Required Qualifications and Experience
Required Qualifications and Experience:
Experience in credit risk management for lending portfolio
Must Have
Relevant experience of 3yrs+. Practical experience of operating within a varied risk management role
Effective analytical and presentation skills.
Excellent communication skills both written and verbal.
Basic Excel and PowerPoint Skills