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Bajaj Finance

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4.0

based on 6.7k Reviews

Video summary

1979 Bajaj Finance Jobs

Area Manager - Rural Two Wheeler Loan/Se...

BAJAJ FINANCIAL SECURITIES LIMITED

4.0

based on 6.7k Reviews

4-6 years

Chandigarh

Area Manager - Rural Two Wheeler Loan/Se...

Bajaj Finance

posted 19hr ago

Job Role Insights

Flexible timing

Key skills for the job

Digital Marketing Salesforce Business Development Portfolio Relationship Management Key Account Management

+ 8 more

Job Description

Job Purpose
â"This position is open with Bajaj Finance ltd.â"

Achieving & exceeding Business goals and targets for Rural Two Wheeler Loans. Managing & grooming of the team to achieve their respective targets

Duties and Responsibilities

Achieving & exceeding Business goals and targets for Rural Two Wheeler Loans

Creating a strong & compliant sales culture to drive business.

Sales Force Management, data management and efficient use of call center leads

Dealer visit along with sales manager/FOS

Portfolio management- 99% zero bucket collections

Maintaining FEMI at 9% across location & span

Monthly 5 days location travel

Ensure teams adherence to sales governance & compliance processes

Adherence to customer delivery TAT

Ensure implementation of promotional plans & contests and suggesting new and innovating promotion plan for the area of work.

Recruiting and Retaining high performers.

Team management & Grooming of the team to achieve their respective targets

Managing the Delinquency of the business sourced to ensure health of portfolio

Excel & power point presentation knowledge & skills

Daily review with ABSM regarding projections / activity plan for the day

Reviews with ABSM on projection verses delivery daily, to spur planning for the next day

Ensures execution of the defined activity plan for customer visits by the team during the day

Assists in Collections in HTS cases for buckets X and 1, as well as higher buckets

Provides feedback to under-performing team members - seeks to understand causes, to provide timely and appropriate inputs and support

Nominates team members for reward and recognition commensurate with their achievements; Appreciates team members appropriately in internal forums as relevant

Resolves issues regarding documentations

Decides on approaching customers of risk-prone geographical areas and profiles, and to stop approaching specific profiles, based on delinquency patterns

Plans for business expansion - identifies and maps new areas, including fraud likelihoods, derives projections; Shares and discusses with branch teams and ASSCs - takes inputs to make action plans clear; Shares projections, action plans and budgets with RSM, seeking approval

Cascades finalised plans received from RSM to the team - derives aligned short-term performance benchmarks such as DRR; Plans with team to achieve them

Periodically monitors team on productivity metrics, and assists in resolving their issues; Monitors month on month productivity, WIRR, Insurance penetration, CC and CW lead penetration

Shortlists from among initial candidate lists, makes recommendations of known candidates; Conducts initial interview with shortlisted candidates, providing comments as per format, and recommendations

Reviews and discusses achievement with team periodically; Conducts mid-year and annual performance review per team member, providing feedback for their improvement

4. MAJOR CHALLENGES
(Challenges faced on an on-going basis in carrying out the job)

Team Management

Retention of front line sales force

Maintaining consistent delivery of high performance

Attrition (on roll & off roll)

Required Qualifications and Experience
Education
Graduation / MBA
Experience & Skills

ï‚

Graduation with 4 to 6 years and MBA with 3-4 years of relevant experience
ï‚

Demonstrated success & achievement orientation.
ï‚

Strong analytical skills to drive channel performance and drive profitability
ï‚

Strong bias for action & driving results in a high performance environment.
ï‚

People & Relationship Management skills
ï‚

Excellent Communication and Negotiation Skills
ï‚

Affirmative in nature, Strong Leadership Skills, Clarity of thought and perseverance.

Employment Type: Full Time, Permanent

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Bajaj Finance Interview Questions & Tips

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What people at Bajaj Finance are saying

3.8

Rating based on 58 Area Manager reviews

Anonymous · Other in Agartala

Likes

Work environment is good

Work-life balance - Good

Dislikes

Unable to work as like as you want

Salary - Poor

+1 more

Read 58 Area Manager reviews

Area Manager salary at Bajaj Finance

reported by 227 employees with 5-16 years exp.

₹5.2 L/yr - ₹15.5 L/yr

6% more than the average Area Manager Salary in India

View more details

What Bajaj Finance employees are saying about work life

based on 6.7k employees

53%

72%

52%

97%

Flexible timing

Monday to Saturday

Within city

Day Shift

View more insights

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