Assistant Manager - Motor UW

Business Planning & Growth

• Preparing, implementing and monitoring of underwriting guidelines
• Monitoring business mix and loss ratios and recommending counter measures for profitable growth.
• Responsible for Pre-inspection approvals through the NTU model
• Working closely with business to understand the risk exposure of various LOBs and provide relevant solutions to the stakeholders
• Analyzing business portfolios and ensuring profitability. Suggest and initiate corrective actions for less and/or non-viable portfolios.
• Providing strategic inputs to the National head for the formulation of Long Range Plan (LRP) and Annual Operating Plan (AOP) and manage projects that are an outcome of the same.
• Providing additional support and assessing the risk for special lines of business which are outside the purview of retail motor business for e.g. Fleet
• Periodical review of underwriting guidelines and implementation through ground forces.
• Monitoring adherence of various processes in motor underwriting to ensure compliance with regulatory requirements
• Responsible for statutory and regulatory audits and taking corrective actions as and when necessary
• Working collaboratively with stakeholders to identify fraud and providing counter measures to tackle the same.
• Oversee required changes in system, bug management and new initiative.
• Providing technical input for any new development in system, transformation of system.