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23 Area Credit Manager Jobs

Area Credit Manager - Bangalore

10-15 years

₹ 7 - 13L/yr

Bangalore / Bengaluru

1 vacancy

Area Credit Manager - Bangalore

Piramal Group

posted 13hr ago

Job Role Insights

Flexible timing

Key skills for the job

Job Description

Role & responsibilities :

  • This is an Individual Contributor Role.
  • Review credit evaluation reports, evaluate borrower risk, transaction and underlying security and make recommendations in line with the assessment
  • Responsible for sanction decisioning as per the Credit Appraisal process and deviation matrix
  • Collaborate with technical and legal teams for comprehensive assessment for underwriting and maintaining TAT of the complete loan sanctioning timelines
  • Monitor compliance to the credit policy and processes to ensure that the right quality of business being sourced, and the delinquencies are kept under the identified targets
  • Mentor and guide the branch credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulations.
  • Monitor productivity level of branch credit manager and conduct periodic branch visits for supervision and better oversight.
  • Assess the training and development needs of the team and continuously improve underwriting capability
  • Should be willing to adapt to digital tools and processes

Preferred candidate profile :

  • 10-15 years of relevant experience in Credit underwriting high value LAP
  • Deep understanding and focus on risk, controls, compliance and regulatory framework and ability to apply knowledge on credit policy in assessing inherent risks, if any
  • Knowledge of local markets and trends in retail lending
  • Deep experience & understanding of retail financial services across NBFCs, banking
  • Ability to liaison & follow-up with external and internal stakeholders
  • Understanding of CIBIL and other checks required to validate customers credibility

Employment Type: Full Time, Permanent

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What Area Credit Manager at Piramal Group are saying

Area Credit Manager salary at Piramal Group

reported by 3 employees with 4-7 years exp.
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₹10.4 L/yr - ₹16 L/yr
6% more than the average Area Credit Manager Salary in India
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What Piramal Group employees are saying about work life

based on 1.1k employees
58%
61%
37%
99%
Flexible timing
Monday to Saturday
Within city
Day Shift
View more insights

Piramal Group Benefits

Submitted by Company
Free Transport
Job Training
Soft Skill Training
Health Insurance
Submitted by Employees
Health Insurance
Job Training
Free Transport
Soft Skill Training
Free Food
Cafeteria +6 more
View more benefits

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