Banking Operations Analyst

Skill required: Core Banking Operations (incl. Payments) - Retail Banking Account Operations


Designation: Banking Operations Analyst


Qualifications:Any Graduation


Years of Experience:3 - 5 Years

Language - Ability:English - Advanced


What would you do?
We are seeking a dynamic and young professional to join our team as a Transaction Processing Associate / Analyst for Payment Operations. In this role, you will be responsible for executing electronic payments, perform payment investigations and reconciliations The ideal candidate should have a basic knowledge in Payment operations (Direct Debit Indemnities, CHAPS & International Payments, Cheque Operations)


What are we looking for?
Bachelor's / Master's degree in business administration, finance, or a related field (preferred). LEAN and Six Sigma Certified is preferred. Extensive experience (10+ Years) in Payment Operations, or a related role within the financial industry.

Strong knowledge of Payment products, services, and operationsoDirect Debit Indemnities oCHAPS (Clearing House Automated Payment System - high-value, bank-to-bank payment system) & International PaymentsoCheque Payments – Digital ExceptionoBACS & Faster Payment ExceptionsoPayment Service Regulations?Excellent analytical and problem-solving abilities.

Exceptional communication and interpersonal skills, with the ability to build strong relationships with internal and external stakeholders.

Strong understanding of compliance requirements, and risk management practices.

Demonstrated ability to adapt to changing market conditions and effectively lead in a dynamic business environment.

Ability to prioritize tasks, meet deadlines, and work effectively under pressure.

Roles and Responsibilities: Responsible for delivering time sensitive and critical electronic payments.

Review electronic payments, payment investigations and reconciliations.

Sound knowledge in international payment and clearing process (BACS and CHAPS)?Understanding on Sanctions Screening and FTR (Financial Transaction Report)?Expertise in Payment systems and Mechanisms and good understanding of Payment products – Cheque, Cross Border Payments, Payment Exceptions?Good oral and written communication are must since the process involves sending emails to client/vendor.

Client facing or client interaction experience is must as the process requires direct interaction with client or vendors.

Should drive the team to provide work product within the stringent timeline and improved quality.

Responsible for allocation, recon, daily and monthly reports or dashboards?Should work independently with or without supervision.

Realize accountability and ensure the team completes the task at hand and on time.

Involves high level of critical thinking and independent decision making.

Preferably Commerce Graduate?Candidates who have experience in electronic payments, payment investigations and reconciliations with team handling experience?MS Office knowledge is mandatory.

Experience in Automation / RPA / Process reengineering is preferred.Qualifications 
Any Graduation