Lead - Payments Product - BFS (12-18 yrs)

Job Role:

- Find new electronic and innovative method in managing payment product

- Enhance existing online payment solutions and expand range of payment product and services to achieve & increase revenue.

- Manage online solution platform and create enhance control and security.

- Enhance and customized solutions that enables clients to manage their funds flow in more efficient manner through e-channels.

- Understand clients need and work on developing existing payment product in order to offer the client a better banking experience.

- Liaise with internal and external stakeholder which includes, Sales, Ops, BSG, ORM, IT, Audit, Compliance etc to align, implement, address and achieve product requirements and objective.

- Finalize and manage projects related to products including obtaining necessary approvals and development of project within timelines.

- Gain a deep understanding of customer experience, identify and fill product gaps and generate new ideas that grow market share, improve customer experience and drive growth

- Create buy-in for the product vision both internally and with key external partners

- Develop product pricing and positioning strategies

- Translate product strategy into detailed requirements and prototypes

- Scope and prioritize activities based on business and customer impact

- Work closely with engineering teams to deliver with quick time-to-market and optimal resources

- Drive product launches including working with public relations team, executives, and other product management team members

- Evaluate promotional plans to ensure that they are consistent with product line strategy and that the message is effectively conveyed

- Act as a product evangelist to build awareness and understanding

- Represent the company by visiting customers to solicit feedback on company products and services

- Spot opportunities in the market, along with the relationship team, to target companies, industries and sectors and sell suitable product offering for them

- Interaction with potential customers to understand the technical requirement for system integration for GTS products / services

- Structure transactions, win the mandate and assist team in formulating transaction pricing to ensure revenue commensurate with risks and administrative efforts.

- Ensure desired penetration of the product in the market by the relationship team by providing marketing support, visibility campaigns and brand presence

Job Requirements:

- Good understanding of the product management process.

- Immense knowledge in Payables and receivable management.

- Market knowledge and experience of CMS business with reference to customer preferences and requirement would be preferable

- Chartered Account or an Engineer with a MBA

- Strong problem solving skills and willingness to roll up one's sleeves to get the job

- Skilled at working effectively with cross functional teams in a matrix organization

- Excellent written and verbal communication skills

- Technical Knowledge would be an added