Recovery Officer/Enforcement Officer

Role & responsibilities

• To visit in the banks to take new NPA cases in our companys name for recovery.
• To visit the defaulting borrowers for pressurizing them to pay the Banks dues and further follow-up with them for settlement with the Bank.
• To know the borrowers financial position and willingness to pay the bank's dues & assess the market value/status of the property mortgaged.
• To Visit the mortgaged property for survey and knowing its status, market value, occupancy etc, and take its photo for company and Bank reporting purpose.
• To visit the borrower/mortgaged property for serving legal notices (& take photos).
• To visit the borrower/mortgaged property for taking symbolic possession (take photos).
• In case borrower does not deposit any money (within limited time), Move the application to DM for getting seizing orders.
• Co-ordinate with the police and seizing the property in the presence of banker and police etc.
• Finding buyers for the property, assist the Bank in auctioning the same and recovering the banks dues.
• Raising the bills to banks (from our Delhi office) and getting our payment.
• Liaison with our company Head office for preparation of documentation in the cases.
• Allotted Submission of bills for our services to Bank and follow-up for payments from Bank.
• Making 6-7 visits daily and to send Daily report to HO (through whats app and email) for updating of status of each case, monitoring and guidance by senior officers from HO, advise on next action etc.

Preferred candidate profile

• Minimum 3-5 year of relevant experience.
• Excellent communication in regional language.
• Should have own vehicle to commute.
• Should be willing to travel to different locations across state.
• IIBF Certified candidates are first preferable.
• Should have working experience on Email communication, MS Word/ MS Excel (basic working knowledge)