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Ummeed Housing Finance

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4.0

based on 186 Reviews

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Ummeed Housing Finance Branch Credit Manager Interview Questions and Answers

Updated 27 Oct 2023

Ummeed Housing Finance Branch Credit Manager Interview Experiences

1 interview found

Branch Credit Manager Interview Questions & Answers

user image Anonymous

posted on 27 Oct 2023

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. What is good Current Ratio
  • Ans. 

    A good Current Ratio is typically considered to be 2:1 or higher.

    • A Current Ratio of 2:1 means that a company's current assets are twice its current liabilities, indicating strong liquidity.

    • A Current Ratio below 1 may indicate that a company may have difficulty meeting its short-term obligations.

    • It is important to consider industry norms when evaluating the Current Ratio.

    • Current Ratio = Current Assets / Current Liabilit

    • Answered by AI
    Add your answer
  • Q2. 2:1 Current Ratio :- current assets/current liabilities
  • Ans. 

    Current ratio is a financial metric used to evaluate a company's ability to pay its short-term obligations.

    • Current ratio is calculated by dividing current assets by current liabilities.

    • A current ratio of 1 or higher indicates that a company has enough assets to cover its short-term liabilities.

    • For example, if a company has $100,000 in current assets and $50,000 in current liabilities, its current ratio would be 2.

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Simple

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Interview Tips & Stories
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mrstorm
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works at
Wipro
90 days notice period
"Hi everyone, I have a 90-day notice period and actively seeking new job opportunities. However, I haven't received any interview calls yet due to this notice period. I would appreciate any advice on how to navigate this situation. Additionally, if I update my profile to indicate that I am serving my notice period (even though I’m not), how should I handle questions regarding this during interviews? Any guidance or referrals would be greatly appreciated.I am looking for opportunities in ad tech field now.Thank you!"
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ICICI Direct user image Anonymous

posted on 5 Feb 2022

I applied via Recruitment Consulltant and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
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Round 2 - HR 

(1 Question)

  • Q1. What are your salary expectations?
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    • Add your answer
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Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
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View all tips
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    • Add your answer
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    • Add your answer
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ICICI Direct user image Anonymous

posted on 18 Apr 2024

Interview experience
4
Good
Difficulty level
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I applied via LinkedIn and was interviewed in Oct 2023. There were 2 interview rounds.

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(1 Question)

  • Q1. Strength and weakness
    • Add your answer
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(1 Question)

  • Q1. Private equity waterfall
    • Add your answer

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Samunnati Financial Intermediation and Services user image Anonymous

posted on 19 Feb 2024

Interview experience
5
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Selected Selected

I applied via Naukri.com and was interviewed before Feb 2023. There was 1 interview round.

Round 1 - One-on-one 

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Intern Interview Questions & Answers

CME Group user image Anonymous

posted on 5 May 2024

Interview experience
3
Average
Difficulty level
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Process Duration
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Result
Selected Selected

I applied via Job Portal and was interviewed in Apr 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

IT was quite hard but i managed

Round 2 - One-on-one 

(1 Question)

  • Q1. Why our company
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More about working at Ummeed Housing Finance

Ummeed Housing Finance Interview FAQs

How many rounds are there in Ummeed Housing Finance Branch Credit Manager interview?
Ummeed Housing Finance interview process usually has 2 rounds. The most common rounds in the Ummeed Housing Finance interview process are Resume Shortlist and One-on-one Round.
How to prepare for Ummeed Housing Finance Branch Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Ummeed Housing Finance. The most common topics and skills that interviewers at Ummeed Housing Finance expect are Credit Underwriting, CAM, Credit Appraisal, Credit Processing and Home Loans.
What are the top questions asked in Ummeed Housing Finance Branch Credit Manager interview?

Some of the top questions asked at the Ummeed Housing Finance Branch Credit Manager interview -

  1. 2:1 Current Ratio :- current assets/current liabilit...read more
  2. What is good Current Ra...read more

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Ummeed Housing Finance Branch Credit Manager Interview Process

based on 2 interviews

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Ummeed Housing Finance Branch Credit Manager Salary
based on 4 salaries
₹3.9 L/yr - ₹5.6 L/yr
10% less than the average Branch Credit Manager Salary in India
View more details

Ummeed Housing Finance Branch Credit Manager Reviews and Ratings

based on 3 reviews

3.8/5

Rating in categories

4.5

Skill development

1.8

Work-life balance

3.8

Salary

4.7

Job security

3.1

Company culture

4.5

Promotions

3.2

Work satisfaction

Explore 3 Reviews and Ratings
Ummeed Housing Finance Salaries in India
Relationship Manager
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₹1.9 L/yr - ₹4.5 L/yr

Credit Manager
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₹2.5 L/yr - ₹6 L/yr

Hub Credit Head
39 salaries
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₹5.8 L/yr - ₹8.1 L/yr

Operations Manager
34 salaries
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₹2.6 L/yr - ₹4.5 L/yr

Assistant Manager
26 salaries
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₹4.4 L/yr - ₹7.5 L/yr

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