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Ummeed Housing Finance Branch Credit Manager Interview Questions and Answers

Updated 27 Oct 2023

Ummeed Housing Finance Branch Credit Manager Interview Experiences

1 interview found

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. What is good Current Ratio
  • Ans. 

    A good Current Ratio is typically considered to be 2:1 or higher.

    • A Current Ratio of 2:1 means that a company's current assets are twice its current liabilities, indicating strong liquidity.

    • A Current Ratio below 1 may indicate that a company may have difficulty meeting its short-term obligations.

    • It is important to consider industry norms when evaluating the Current Ratio.

    • Current Ratio = Current Assets / Current Liabilit

  • Answered by AI
  • Q2. 2:1 Current Ratio :- current assets/current liabilities
  • Ans. 

    Current ratio is a financial metric used to evaluate a company's ability to pay its short-term obligations.

    • Current ratio is calculated by dividing current assets by current liabilities.

    • A current ratio of 1 or higher indicates that a company has enough assets to cover its short-term liabilities.

    • For example, if a company has $100,000 in current assets and $50,000 in current liabilities, its current ratio would be 2.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Simple

Interview questions from similar companies

I applied via Walk-in and was interviewed in Aug 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Q 1 Why should we hire you ? 2 tell me something about your self 3 why should you join sales process
  • Q2. 2nd opration manager

Interview Preparation Tips

Interview preparation tips for other job seekers - Plz read all questions and answers confidentiality postive and active
Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Job Portal and was interviewed in Apr 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

IT was quite hard but i managed

Round 2 - One-on-one 

(1 Question)

  • Q1. Why our company
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Not Selected

I applied via Naukri.com and was interviewed in Mar 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Coding Test 

DSA round. DP and Gaph

Round 3 - Technical 

(1 Question)

  • Q1. Java,Springboot,Hibernate,JPA
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Not Selected

I appeared for an interview in Jul 2023.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Coding Test 

3 programs to write in arrays linked lists and trees

Round 3 - Technical 

(1 Question)

  • Q1. Was asked questions on core Java, spring framework, apis and micro services
Round 4 - HR 

(2 Questions)

  • Q1. What expertise will you bring to cme group of you join?
  • Q2. Why are you quitting your current company?
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. Tell me more about your experience
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Feb 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. TDS related questions and Invoice verification process

Software Engineer Interview Questions & Answers

Preqin user image Vinay Madhamanchi1

posted on 7 Dec 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Quantitative interview

Round 2 - Coding Test 

Java coding and c language

Round 3 - HR 

(2 Questions)

  • Q1. C language question
  • Q2. Java language question
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed before Feb 2023. There were 2 interview rounds.

Round 1 - Assignment 

I had been interviewed on the basis of excel test related to advanced excel tecniques.

Round 2 - One-on-one 

(2 Questions)

  • Q1. I have been interviewed on the basis of alternative assets, finance etc.
  • Q2. Tell me about hedge funds
  • Ans. 

    Hedge funds are investment funds that use various strategies to maximize returns for their investors.

    • Hedge funds are typically only available to accredited investors due to their complex and risky nature.

    • They often use leverage and derivatives to amplify returns, but this also increases the risk of losses.

    • Hedge funds charge both a management fee (usually 2%) and a performance fee (usually 20%) based on profits earned.

    • S...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare well on finance, alternative assets, excel and good communication skills.
Interview experience
4
Good
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via LinkedIn and was interviewed before May 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. DSA and array manipulation
Round 3 - One-on-one 

(1 Question)

  • Q1. ReactJS features

Ummeed Housing Finance Interview FAQs

How many rounds are there in Ummeed Housing Finance Branch Credit Manager interview?
Ummeed Housing Finance interview process usually has 2 rounds. The most common rounds in the Ummeed Housing Finance interview process are Resume Shortlist and One-on-one Round.
How to prepare for Ummeed Housing Finance Branch Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Ummeed Housing Finance. The most common topics and skills that interviewers at Ummeed Housing Finance expect are Credit Underwriting, CAM, Credit Appraisal, Credit Processing and Home Loans.
What are the top questions asked in Ummeed Housing Finance Branch Credit Manager interview?

Some of the top questions asked at the Ummeed Housing Finance Branch Credit Manager interview -

  1. 2:1 Current Ratio :- current assets/current liabilit...read more
  2. What is good Current Ra...read more

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Ummeed Housing Finance Branch Credit Manager Interview Process

based on 2 interviews

Interview experience

4.5
  
Good
View more
Ummeed Housing Finance Branch Credit Manager Salary
based on 4 salaries
₹3.9 L/yr - ₹5.6 L/yr
10% less than the average Branch Credit Manager Salary in India
View more details

Ummeed Housing Finance Branch Credit Manager Reviews and Ratings

based on 3 reviews

3.8/5

Rating in categories

4.5

Skill development

1.8

Work-life balance

3.8

Salary

4.7

Job security

3.1

Company culture

4.5

Promotions

3.2

Work satisfaction

Explore 3 Reviews and Ratings
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