Tata Motors Finance Deputy Accounts and Finance Manager Interview Questions and Answers

Q1. All business processes of loan life cycle.
Ans. 
The loan life cycle includes processes such as application, approval, disbursement, repayment, and closure.
• Application: Customer submits loan application with required documents.

• Approval: Loan officer reviews application and creditworthiness of customer.

• Disbursement: Loan amount is transferred to customer's account.

• Repayment: Customer makes regular payments towards the loan.

• Closure: Loan is fully repaid and account is
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Q2. Various Sql queries.
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Q1. Sample business requirements analysis
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Q2. Basic queries to write down.
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Importance of linking aadhar card with bank accounts.

Q1. Basic details about yourself Your summer internship Do you have experience in finance
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Psychometric test
Behavioral assessment
Aptitude

Asked me regarding basi joins, group by , the littele hard question of partition . the concepts of spark and kafka, python coding

Q1. What do you mean by customer service
Ans. 
Customer service refers to the assistance and support provided to customers before, during, and after a purchase.
• Customer service involves actively listening to customers' needs and concerns

• It includes providing timely and accurate information about products or services

• Customer service also involves resolving customer complaints and issues effectively

• Building relationships with customers to ensure satisfaction and loya
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Q1. Difference between NBFC and Bank
Ans. 
NBFCs are financial institutions that provide banking services without meeting the legal definition of a bank.
• NBFCs cannot accept demand deposits like banks

• NBFCs do not form part of the payment and settlement system and cannot issue cheques drawn on itself

• NBFCs focus on specific business areas like lending, investments, etc.

• Banks are regulated by the RBI while NBFCs are regulated by the Companies Act, 2013

• Examples of N...read more
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Q1. Previous job experiences
Ans. 
I have had diverse job experiences in various industries.
• Worked as a Sales Executive at XYZ Company, where I consistently exceeded sales targets by 20%.

• Served as a Project Manager at ABC Corporation, successfully leading a team of 10 members to complete a complex project ahead of schedule.

• Worked as a Customer Service Representative at DEF Company, where I received multiple commendations for providing exceptional custom...read more
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Q2. What you think about this job
Ans. 
I believe this job offers a great opportunity for growth and leadership.
• I am excited about the potential to lead a team and make a positive impact on the branch's success.

• I appreciate the challenges that come with managing a branch and enjoy finding solutions.

• I am confident in my ability to handle the responsibilities and tasks associated with this role.

• I am motivated by the opportunity to develop strong relationships ...read more
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Q3. What you think how can you do better for this company
Ans. 
I believe I can contribute to the company's success by implementing effective strategies, fostering a positive work culture, and enhancing customer satisfaction.
• Implementing effective strategies to improve operational efficiency and productivity

• Fostering a positive work culture by promoting teamwork, communication, and employee development

• Enhancing customer satisfaction through personalized service and continuous impro
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A simple discussion on a given general topic

Q1. Tell me something about yourself?
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Q2. Explain how will you deal with a given case
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