10+ Sundaram Finance Interview Questions and Answers

Yes, the company has reported positive net income.

• The company's financial statements show a positive net income figure.

• This indicates that the company's total revenue exceeds its total expenses.

• Positive net income is a good sign for investors and stakeholders.

• It can indicate that the company is profitable and financially stable.

• Examples of companies with positive net income include Apple, Amazon, and Microsoft.

A cash flow statement is a financial statement that shows the inflows and outflows of cash during a specific period.

• It provides information about the cash generated from operating activities, investing activities, and financing activities.

• Operating activities include cash received from sales, payment to suppliers, and payment to employees.

• Investing activities include cash used for purchasing or selling assets like property, plant, and equipment.

• Financing activities include ca...read more

Goodwill is the intangible value of a business based on its reputation, customer loyalty, and brand recognition.

• Goodwill is an intangible asset that cannot be easily quantified.

• It is based on the reputation of the business and its ability to generate future earnings.

• Goodwill can be created through strong customer relationships, brand recognition, and positive public perception.

• It is often included in the valuation of a business during mergers and acquisitions.

• Examples of comp...read more

Yes, I am willing to relocate for the right opportunity.

• I am open to relocating for career growth and new experiences.

• I have relocated in the past for job opportunities and have adapted well to new environments.

• I am flexible and willing to consider relocation for the right position.

Composite cost of capital refers to the weighted average cost of all the sources of financing used by a company.

• It takes into account the cost of debt, preferred stock, and common equity.

• Weighted average cost of capital (WACC) is a common measure of composite cost of capital.

• It is used to determine the minimum rate of return a company must earn on its investments to satisfy its investors.

• Higher composite cost of capital indicates higher risk and lower valuation of the company...read more

Sundaram Finance faces competition from banks, NBFCs, and other financial institutions.

• Banks like HDFC Bank, ICICI Bank, and Axis Bank offer similar financial services.

• NBFCs like Bajaj Finance, Mahindra Finance, and L&T Finance are also competitors.

• Other financial institutions like LIC Housing Finance and PNB Housing Finance are also in the market.

• Sundaram Finance also competes with regional players like Cholamandalam Investment and Finance Company.

• The company's focus on comm...read more

To increase customer base, we can focus on improving customer experience, offering promotions, expanding marketing efforts, and building partnerships.

• Improve customer experience through better service and personalized interactions

• Offer promotions such as discounts, loyalty programs, and referral incentives

• Expand marketing efforts through social media, email campaigns, and targeted advertising

• Build partnerships with complementary businesses to reach new audiences and offer joi...read more

Sales is the process of selling products or services to customers, while marketing involves activities to promote and create demand for those products or services.

• Sales focuses on the actual transaction and generating revenue.

• Marketing involves activities such as market research, advertising, and branding.

• Sales is more tactical and short-term, while marketing is strategic and long-term.

• Sales is about closing deals and meeting sales targets, while marketing is about building b...read more

Sundaram Finance is a leading financial institution with a strong reputation and track record in the industry.

• Sundaram Finance has a long history of success and stability in the financial industry.

• The company has a strong reputation for providing excellent customer service and building long-term relationships with clients.

• Sundaram Finance offers a wide range of financial products and services, providing ample opportunities for growth and learning.

• The company has a supportive ...read more

Finance refers to the management of money and investments.

• Finance involves budgeting, investing, and managing money.

• It includes activities such as accounting, financial analysis, and financial planning.

• Examples of finance include managing personal finances, investing in stocks, and budgeting for a business.

• Finance is important for individuals and organizations to make informed financial decisions and achieve financial goals.

Equity market refers to the market where shares of publicly traded companies are bought and sold.

• Equity market is also known as the stock market or share market.

• It provides a platform for companies to raise capital by selling shares to investors.

• Investors can buy and sell shares of publicly traded companies through stock exchanges.

• The value of shares in the equity market fluctuates based on supply and demand.

• Equity market plays a crucial role in the economy by facilitating in...read more

Customers can find me through various channels such as online platforms, referrals, and in-store promotions.

• Online platforms: Customers can find me through our company's website, social media platforms, and online marketplaces.

• Referrals: Satisfied customers can refer their friends, family, or colleagues to me.

• In-store promotions: I actively engage with customers in-store, providing assistance and building relationships.

• Networking: Attending industry events and conferences all...read more

N BFC is not a commonly known term. It is unclear what it refers to.

India's GDP is currently experiencing a slowdown due to various factors.

• India's GDP growth rate has been declining in recent quarters.

• Factors contributing to the slowdown include weak consumer demand, low investment, and global economic uncertainties.

• Government measures such as corporate tax cuts and infrastructure spending are being implemented to boost the economy.

• The COVID-19 pandemic has further impacted the economy, leading to a contraction in GDP in 2020.

• Reforms in sect...read more

Equity represents ownership in a company while debt represents borrowed money that needs to be repaid with interest.

• Equity represents ownership in a company while debt represents borrowed money that needs to be repaid with interest.

• Equity holders have a claim on the company's assets and profits, while debt holders have a claim on the company's cash flows.

• Equity is typically riskier than debt as equity holders are last in line to be paid in case of bankruptcy.

• Debt is usually c...read more