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SK Finance Limited

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10+ Anvil Cables Interview Questions and Answers

Updated 28 Jan 2025

Q1. What is knowledge of secured loan and LAP property paper, legal, valuation, credit aprisal form, cersai etc. By operation manager

Ans.

Knowledge of secured loan and LAP property paper, legal, valuation, credit appraisal form, cersai, etc. is essential for an Operations Manager.

  • Understanding the legal aspects of secured loans and LAP properties

  • Knowledge of property valuation methods

  • Ability to assess credit appraisal forms

  • Familiarity with CERSAI (Central Registry of Securitization Asset Reconstruction and Security Interest)

  • Ensuring compliance with regulatory requirements

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Q2. What's is the profit margin trading ,service ,manufacturing unit

Ans.

Profit margins vary greatly depending on the industry and specific company. Trading units typically have higher profit margins compared to service and manufacturing units.

  • Profit margin for trading units is usually higher due to lower overhead costs and higher markups on products.

  • Service units tend to have lower profit margins due to higher labor costs and competition.

  • Manufacturing units have varying profit margins depending on the industry and efficiency of operations.

  • Example...read more

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Q3. What is company policy

Ans.

Company policy refers to the set of rules and guidelines established by a company to govern its employees' behavior and decision-making.

  • Company policy outlines expectations for employee conduct

  • It provides guidelines for decision-making processes

  • Company policy may cover areas such as dress code, attendance, and code of ethics

  • Employees are expected to adhere to company policy to maintain a productive and harmonious work environment

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Q4. Previously working style and Basis IQ level

Ans.

My previous working style was organized and efficient. My Basis IQ level is high.

  • I prioritize tasks and create a schedule to ensure deadlines are met

  • I am detail-oriented and thorough in my work

  • I am able to quickly learn and adapt to new systems and processes

  • I am comfortable working independently or as part of a team

  • For example, in my previous role as a Legal Manager at XYZ Company, I implemented a new case management system that improved efficiency and reduced errors.

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Q5. Dicsrive about policy

Ans.

A policy is a set of guidelines and rules that govern the decision-making process of an organization.

  • Policies are created to ensure consistency and fairness in decision-making.

  • They provide a framework for employees to follow and help to minimize risk.

  • Examples of policies include HR policies, financial policies, and IT policies.

  • Policies should be reviewed and updated regularly to ensure they are still relevant and effective.

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Q6. Marketing experience working with sales executive experience working

Ans.

I have marketing experience working closely with sales executives to develop and implement successful strategies.

  • Developed marketing campaigns in collaboration with sales team to drive lead generation

  • Utilized sales data to inform marketing strategies and target specific customer segments

  • Coordinated with sales team to ensure alignment on messaging and goals

  • Analyzed sales performance metrics to optimize marketing efforts

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Q7. How increase business

Ans.

Increasing business can be achieved through strategic planning, market research, customer engagement, and effective marketing.

  • Conduct market research to identify potential growth opportunities

  • Develop a strategic plan to target new markets or expand existing ones

  • Engage with customers to understand their needs and preferences

  • Implement effective marketing strategies to reach a wider audience

  • Offer promotions or discounts to attract new customers

  • Train and motivate your sales team ...read more

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Q8. What is a lap lone Property again lone

Ans.

A lap loan is a type of loan that is secured by the borrower's personal property.

  • A lap loan is a form of secured loan where the borrower offers personal property as collateral.

  • The lender can seize the collateral if the borrower fails to repay the loan.

  • Common examples of lap loans include pawn shop loans and title loans.

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Q9. Stamp duty for Registration of sale deed

Ans.

Stamp duty for registration of sale deed is a mandatory fee paid to the government for registering a property transaction.

  • Stamp duty rates vary by state and are calculated based on the property value or sale consideration.

  • Stamp duty must be paid before the registration of the sale deed.

  • Failure to pay stamp duty can lead to legal consequences such as penalties or invalidation of the sale deed.

  • Stamp duty can be paid online or through designated banks or government offices.

  • Stamp...read more

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Q10. How you make reports

Ans.

I gather data, analyze it, and present it in a clear and concise manner.

  • Gather all relevant data and information

  • Analyze the data to identify key findings and trends

  • Organize the information in a logical and easy-to-understand format

  • Include visual aids such as charts and graphs to enhance understanding

  • Ensure the report is accurate, complete, and free of errors

  • Tailor the report to the intended audience

  • Provide recommendations for improvement or action if necessary

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Q11. Dicsrive about cibil

Ans.

CIBIL is a credit information company that maintains credit records of individuals and companies.

  • CIBIL stands for Credit Information Bureau (India) Limited.

  • It collects credit-related information from various financial institutions and creates credit reports for individuals and companies.

  • The credit report includes credit score, credit history, and other relevant information that helps lenders assess the creditworthiness of the borrower.

  • CIBIL plays a crucial role in the loan ap...read more

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Q12. How increase sales

Ans.

Increasing sales can be achieved through various strategies such as improving customer service, implementing targeted marketing campaigns, and offering promotions.

  • Improve customer service to enhance customer satisfaction and loyalty

  • Implement targeted marketing campaigns to reach specific customer segments

  • Offer promotions and discounts to attract new customers and encourage repeat purchases

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Q13. Reason of switching?

Ans.

Seeking new challenges and growth opportunities in a larger organization.

  • Desire for career advancement

  • Opportunity to work with a larger team

  • Seeking new challenges

  • Interest in expanding legal knowledge and skills

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Q14. What is mortgage

Ans.

A mortgage is a loan used to purchase real estate, with the property serving as collateral for the loan.

  • A mortgage is a legal agreement between a borrower and a lender where the borrower receives funds to purchase a property and agrees to repay the loan with interest over a specified period of time.

  • The property being purchased is used as collateral for the loan, meaning that if the borrower fails to repay the loan, the lender can take possession of the property through a proc...read more

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Q15. CTC earn s in last organisations

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Q16. Last appraisal rating

Ans.

My last appraisal rating was 'Exceeds Expectations'.

  • Received positive feedback on performance and achievements

  • Demonstrated strong leadership skills

  • Exceeded goals and targets set for the appraisal period

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Q17. Collection in filed

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