SBI General Insurance Senior Cluster Manager Interview Questions and Answers

Q1. Past working experience
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Q2. How can u do cross sell
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Q1. Insurance question 80c and 10 .10D
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Best raund group discussion

Q1. It was face to face discussion with Area manager about industry and product
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Q1. Only salary discussion was there
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Q1. Normal interview questions
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Q2. Tell something about yourself
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Q3. Is Iam a customer how u sell me Insurance product
Ans. 
I would explain the benefits of the insurance product, tailor it to your needs, and provide examples of how it can protect you financially.
• Understand your needs and concerns

• Explain the benefits of the insurance product

• Provide examples of how the product can protect you financially

• Tailor the product to fit your specific situation
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Q4. What are the bonuses in insurance
Ans. 
Bonuses in insurance can include performance bonuses, retention bonuses, and sales incentives.
• Performance bonuses are awarded based on achieving specific goals or targets.

• Retention bonuses are given to employees who stay with the company for a certain period of time.

• Sales incentives are rewards for meeting or exceeding sales targets.

• Other bonuses may include referral bonuses, profit-sharing bonuses, and recognition bon
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Q5. What is keyman insurance
Ans. 
Keyman insurance is a policy taken out by a business to protect against financial losses that may arise from the death or incapacity of a key employee.
• Keyman insurance is also known as key person insurance or key employee insurance.

• The policy is owned by the business, which pays the premiums and is the beneficiary in case of a claim.

• The purpose of keyman insurance is to provide financial protection to the business in t...read more
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