10+ Sasta Arogya Interview Questions and Answers

The company's policy is a set of guidelines and rules that govern the behavior and actions of employees.

• The policy outlines the company's values, mission, and vision.

• It provides guidelines for employee behavior, such as dress code and ethical conduct.

• The policy also covers areas such as employee benefits, safety, and security.

• Examples of company policies include anti-discrimination policies, social media policies, and attendance policies.

Employee benefits are perks provided by a company to its employees in addition to their regular salary.

• Employee benefits can include health insurance, retirement plans, paid time off, and bonuses.

• Benefits can vary depending on the company and the employee's position.

• Some companies offer unique benefits such as free meals, gym memberships, or pet insurance.

• Employee benefits are designed to attract and retain talented employees and improve job satisfaction.

I am result-oriented because I consistently set goals, develop action plans, and track progress to achieve desired outcomes.

• I set clear and measurable goals for myself and my team

• I develop detailed action plans to achieve those goals

• I regularly track progress and make adjustments as needed

• I focus on delivering tangible results and meeting deadlines

• I have a track record of successfully achieving targets and exceeding expectations

• I prioritize tasks and allocate resources effect...read more

The company has X number of products.

• The company has a diverse range of products.

• The number of products may vary depending on the industry.

• The products may be categorized into different segments.

• Examples: If it's a tech company, they may have hardware and software products. If it's a consumer goods company, they may have food, personal care, and home care products.

I'm sorry, I don't have that information.

Illiterate women in the field pose challenges in credit management.

• Communication barriers due to illiteracy

• Difficulty in understanding financial concepts and terms

• Limited access to information and resources

• Higher risk of fraud or misinterpretation of credit terms

• Need for tailored financial literacy programs

• Importance of building trust and establishing clear communication channels

Lead generation is achieved through various strategies such as networking, referrals, cold calling, and digital marketing.

• Networking: Attending industry events, conferences, and seminars to connect with potential clients.

• Referrals: Building strong relationships with existing clients who can refer new leads.

• Cold calling: Reaching out to potential clients directly through phone calls or emails.

• Digital marketing: Utilizing online platforms, social media, and content marketing to...read more

Microfinance is a financial service that provides small loans and other financial services to low-income individuals and entrepreneurs.

• Microfinance aims to alleviate poverty and promote economic development by providing access to financial services for those who are unable to access traditional banking services.

• It typically involves providing small loans, savings accounts, insurance, and other financial products to individuals and small businesses.

• Microfinance institutions (M...read more

I disbursed an average of $X per month.

• The average amount disbursed per month was $X.

• The total amount disbursed in the last month was $Y.

• The amount disbursed varies depending on the client's needs and eligibility.

• I follow strict guidelines and regulations when disbursing funds.

• Examples of disbursed amounts include $Z for a small business loan and $W for a personal loan.

Process audit focuses on evaluating the efficiency and effectiveness of specific processes within an organization, while RBIA audit stands for Risk-Based Internal Audit which focuses on identifying and managing risks.

• Process audit involves reviewing and assessing specific processes within an organization to ensure they are efficient and effective.

• RBIA audit is a risk-based approach to internal auditing that focuses on identifying and managing risks that could impact the achie...read more

The book size of the company refers to the total value of loans and credit lines extended to the company.

• Book size is an important factor in determining credit risk and creditworthiness of a company.

• A larger book size indicates a higher level of credit exposure for the bank.

• Book size can vary greatly depending on the industry and size of the company.

• For example, a small business may have a book size of $100,000 while a large corporation may have a book size of $1 billion or m...read more

Microfinance can play a crucial role in promoting financial inclusion and poverty reduction.

• Microfinance provides access to financial services for low-income individuals and small businesses.

• It can help in creating employment opportunities and promoting entrepreneurship.

• Microfinance institutions can also provide financial education and training to their clients.

• Examples of successful microfinance programs include Grameen Bank in Bangladesh and Kiva.org.

• Microfinance can also b...read more