What will you discuss during Personal Discussion (PD) with potential customer and what will you observe during the PD?

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During a Personal Discussion with a potential customer, a Credit Manager will discuss the customer's financial situation, credit history, repayment capabilities, and any potential risks. They will observe the customer's communication skills, honesty, and willingness to provide necessary information.

Discuss the customer's financial situation and income sources.
Review the customer's credit history and repayment track record.
Assess the customer's ability to repay the loan or credit.
Identify any potential risks associated with lending to the customer.
Observe the customer's communication skills and willingness to provide information.
Evaluate the customer's honesty and transparency during the discussion.

What will you discuss during Personal Discussion (PD) with potential customer and what will you observe during the PD?

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