PayPal Risk Operations Analyst Interview Questions and Answers

Q1. Technical and scenario based questions
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Q2. Risk management and compliance
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Q1. Business continuity plan, risk, mitigation
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Q1. Screen call with HR
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Online test technical

Q1. Tell me about yourself What is your job responsibilities in current company Tell me about paytm
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Q2. Already mentioned in above
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Q1. Different ways of CRM?
Ans. 
Different ways of CRM include operational, analytical, and collaborative CRM.
• Operational CRM focuses on automating and improving customer-facing processes such as sales, marketing, and customer service.

• Analytical CRM uses data analysis to gain insights into customer behavior and preferences, allowing for more targeted marketing and personalized experiences.

• Collaborative CRM involves integrating customer data across dif...read more
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Q2. Types of financial statements and how to analyse financial statements and furure projections.
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Financial statements include balance sheet, income statement, and cash flow statement. Analysis involves ratio analysis and trend analysis.
• Balance sheet shows assets, liabilities, and equity at a specific point in time

• Income statement shows revenue, expenses, and profit/loss over a period of time

• Cash flow statement shows cash inflows and outflows over a period of time

• Ratio analysis involves comparing financial ratios t...read more
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Q1. Cross border analysis of statements.
Ans. 
Cross border analysis of statements involves examining financial statements of companies operating in different countries.
• It helps identify potential risks and opportunities for investment

• It involves analyzing financial statements of companies operating in different countries

• Factors such as currency exchange rates, political stability, and regulatory environment are taken into consideration

• Example: Analyzing the financ...read more
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Q1. Financial analysis methods
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Financial analysis methods include ratio analysis, trend analysis, and cash flow analysis.
• Ratio analysis involves comparing financial ratios to industry benchmarks or historical data.

• Trend analysis looks at changes in financial data over time to identify patterns and potential future outcomes.

• Cash flow analysis examines the inflows and outflows of cash to determine a company's liquidity and ability to meet financial ob
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About 30 questions somewhat similar to CAT level were given in 30 minutes

The case study was rigorous, they asked to solve the case study and then also compute the results, then they will give you some scenario on that case study, it was around 45 minutes

It was similar to the 2nd round, but little bit difficult in terms of cases.

Its a very normal aptitude test for checking your speed and accuracy.

Q1. General questions about your experience in risk
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Live case study from the risk world to test your experience in risk

Q1. General questions to check your understanding of risk
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Q1. Salary discussion and offer finalizing
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Q1. Why would like to join fiserv ?
Ans. 
I would like to join Fiserv because of its reputation as a leading financial technology company and its commitment to innovation and growth.
• Fiserv is known for its cutting-edge technology solutions in the financial industry.

• I am impressed by Fiserv's track record of delivering innovative products and services to its clients.

• Joining Fiserv would provide me with opportunities to work with talented professionals and learn...read more
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There’s usually a total of 3 interviews but I had my interview with both managers at the same time . Tell me what you look for to determine risk . Everything else was bass on experience