Pamac Finserve
Droom Interview Questions and Answers
Q1. Loan application form Axis Bank
The loan application form for Axis Bank is a document used to apply for a loan from Axis Bank.
The form requires personal and financial information from the applicant.
Applicants must provide details about their employment, income, and expenses.
The form also includes information about the loan amount, interest rate, and repayment terms.
Applicants must sign the form to authorize Axis Bank to access their credit history and verify their information.
The completed form can be submi...read more
Q2. OS installation time.
The time required for OS installation depends on various factors such as the type of OS, hardware specifications, and installation method.
The type of operating system being installed affects the installation time. For example, a lightweight OS like Linux may install faster than a full-featured OS like Windows.
Hardware specifications, such as the processor speed, amount of RAM, and storage type, can impact the installation time. A faster processor and more RAM may result in qu...read more
Q3. Type of operating system
There are various types of operating systems such as Windows, macOS, Linux, Android, iOS, etc.
Windows - developed by Microsoft and widely used in desktops and laptops
macOS - developed by Apple and used in their Mac computers
Linux - open-source operating system used in servers and some desktops
Android - mobile operating system developed by Google
iOS - mobile operating system developed by Apple
Q4. What is your knowledge of documentation and KYC (Know Your Customer) procedures?
I have extensive knowledge of documentation and KYC procedures, including verifying customer identities and reviewing financial documents.
Experience in reviewing customer identification documents such as passports, driver's licenses, and utility bills
Understanding of AML (Anti-Money Laundering) regulations and procedures
Ability to identify red flags and suspicious activities in customer transactions
Knowledge of verifying customer information through various databases and sour...read more
Q5. What all knowledge of computer and software
Knowledge of computer hardware, software, and applications is essential for a finance executive.
Proficiency in Microsoft Excel for financial analysis and reporting
Understanding of accounting software like QuickBooks or SAP
Knowledge of financial modeling tools like Bloomberg or Tableau
Familiarity with ERP systems for managing financial data
Ability to use data visualization software for presenting financial information
Q6. TEll me something about Pamac Finserve.
Pamac Finserve is a financial services company providing a range of services including loans, insurance, and investment solutions.
Offers personal and business loans
Provides insurance solutions such as health, life, and motor insurance
Offers investment solutions such as mutual funds and fixed deposits
Has a user-friendly online platform for easy access to services
Has a wide network of branches across India
Q7. Sampling of loan documents details of triggers
Sampling loan documents for trigger details
Identify key triggers in loan documents such as missed payments, default clauses, and interest rate changes
Review a random sample of loan documents to ensure triggers are accurately documented
Document any discrepancies or missing trigger details found during sampling
Ensure compliance with regulatory requirements for trigger reporting
Q8. Type accuracy and speed
Type accuracy and speed are important skills for an Operations Executive.
Accuracy in typing ensures that information is entered correctly and efficiently.
Speed in typing allows for quick data entry and completion of tasks.
Practice and training can improve both accuracy and speed in typing.
Using keyboard shortcuts and typing software can help increase typing efficiency.
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