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Droom Interview Questions and Answers

Updated 19 Feb 2025

Q1. Loan application form Axis Bank

Ans.

The loan application form for Axis Bank is a document used to apply for a loan from Axis Bank.

  • The form requires personal and financial information from the applicant.

  • Applicants must provide details about their employment, income, and expenses.

  • The form also includes information about the loan amount, interest rate, and repayment terms.

  • Applicants must sign the form to authorize Axis Bank to access their credit history and verify their information.

  • The completed form can be submi...read more

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Q2. OS installation time.

Ans.

The time required for OS installation depends on various factors such as the type of OS, hardware specifications, and installation method.

  • The type of operating system being installed affects the installation time. For example, a lightweight OS like Linux may install faster than a full-featured OS like Windows.

  • Hardware specifications, such as the processor speed, amount of RAM, and storage type, can impact the installation time. A faster processor and more RAM may result in qu...read more

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Q3. Type of operating system

Ans.

There are various types of operating systems such as Windows, macOS, Linux, Android, iOS, etc.

  • Windows - developed by Microsoft and widely used in desktops and laptops

  • macOS - developed by Apple and used in their Mac computers

  • Linux - open-source operating system used in servers and some desktops

  • Android - mobile operating system developed by Google

  • iOS - mobile operating system developed by Apple

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Q4. What is your knowledge of documentation and KYC (Know Your Customer) procedures?

Ans.

I have extensive knowledge of documentation and KYC procedures, including verifying customer identities and reviewing financial documents.

  • Experience in reviewing customer identification documents such as passports, driver's licenses, and utility bills

  • Understanding of AML (Anti-Money Laundering) regulations and procedures

  • Ability to identify red flags and suspicious activities in customer transactions

  • Knowledge of verifying customer information through various databases and sour...read more

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Q5. What all knowledge of computer and software

Ans.

Knowledge of computer hardware, software, and applications is essential for a finance executive.

  • Proficiency in Microsoft Excel for financial analysis and reporting

  • Understanding of accounting software like QuickBooks or SAP

  • Knowledge of financial modeling tools like Bloomberg or Tableau

  • Familiarity with ERP systems for managing financial data

  • Ability to use data visualization software for presenting financial information

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Q6. TEll me something about Pamac Finserve.

Ans.

Pamac Finserve is a financial services company providing a range of services including loans, insurance, and investment solutions.

  • Offers personal and business loans

  • Provides insurance solutions such as health, life, and motor insurance

  • Offers investment solutions such as mutual funds and fixed deposits

  • Has a user-friendly online platform for easy access to services

  • Has a wide network of branches across India

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Q7. Sampling of loan documents details of triggers

Ans.

Sampling loan documents for trigger details

  • Identify key triggers in loan documents such as missed payments, default clauses, and interest rate changes

  • Review a random sample of loan documents to ensure triggers are accurately documented

  • Document any discrepancies or missing trigger details found during sampling

  • Ensure compliance with regulatory requirements for trigger reporting

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Q8. Type accuracy and speed

Ans.

Type accuracy and speed are important skills for an Operations Executive.

  • Accuracy in typing ensures that information is entered correctly and efficiently.

  • Speed in typing allows for quick data entry and completion of tasks.

  • Practice and training can improve both accuracy and speed in typing.

  • Using keyboard shortcuts and typing software can help increase typing efficiency.

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