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Northern Arc Credit Manager Interview Questions and Answers
Northern Arc Credit Manager Interview Experiences
1 interview found
I applied via Referral and was interviewed in Aug 2022. There was 1 interview round.
(1 Question)
- Q1. 1. What is DSCR (Debt Service Coverage Ration) ? 2. What is ICR (Interest Coverage Ratio) ?
- Ans.
DSCR is a ratio used to measure the ability of a company to pay its debt obligations. ICR is a ratio used to measure the ability of a company to pay its interest obligations.
DSCR measures the cash flow available to pay debt obligations.
DSCR is calculated by dividing net operating income by total debt service.
A DSCR of 1 or higher indicates that a company is generating enough cash flow to cover its debt obligations.
ICR ...
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Selected
I applied via Naukri.com and was interviewed before Jan 2022. There were 2 interview rounds.
(3 Questions)
- Q1. Self introduction and working history
- Q2. Tell about your work and educational history
- Q3. What is your educational background
Interview Preparation Tips
Selected
I applied via Newspaper Ad and was interviewed in Sep 2022. There were 3 interview rounds.
Normal test arithmetical logic and gk
(2 Questions)
- Q1. Salary expectations job nature
- Q2. Experience banking and nbfc Experience preferred
- Ans.
Yes, I have experience in both banking and NBFC sectors.
I have worked as a Branch Manager in a leading bank for 5 years.
I have also worked as a Relationship Manager in an NBFC for 2 years.
During my tenure, I have gained expertise in managing customer relationships, loan processing, and credit analysis.
I have a thorough understanding of the regulatory framework governing both banking and NBFC sectors.
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- Retail Banking
- NBFC
I applied via Company Website and was interviewed in Sep 2022. There were 2 interview rounds.
(2 Questions)
- Q1. How much experience in nbfc
- Q2. Please interduce your self
- Ans. My self gangadhar sahoo.I lives in puri and my educational Qualification is BA pass with economic honour.
Interview Preparation Tips
Selected
I applied via Apna Jobs and was interviewed in Nov 2024. There was 1 interview round.
(2 Questions)
- Q1. Can you tell me about yourself?
- Ans.
Experienced branch manager with a proven track record of driving sales and leading teams to success.
Over 10 years of experience in banking and financial services
Successfully managed a team of 20+ employees at previous branch
Implemented strategies that increased branch revenue by 15% in one year
Strong leadership and communication skills
Passionate about developing employees and fostering a positive work environment
- Q2. What were your achievements in your previous company?
- Ans.
I successfully led a team to exceed sales targets by 20% and implemented new strategies to improve customer satisfaction.
Exceeded sales targets by 20%
Implemented new strategies to improve customer satisfaction
Led a team to success
I appeared for an interview in Feb 2025, where I was asked the following questions.
- Q1. What is JPA
- Ans.
JPA (Java Persistence API) is a specification for managing relational data in Java applications using object-relational mapping.
JPA provides a way to map Java objects to database tables.
It simplifies database interactions through an object-oriented approach.
Common implementations include Hibernate, EclipseLink, and OpenJPA.
Example: Using JPA annotations like @Entity to define a persistent class.
JPA supports querying wi...
- Q2. Write a program to find duplicate elements in the list
Selected
I applied via Job Portal and was interviewed before Aug 2023. There was 1 interview round.
(1 Question)
- Q1. Tell me about yourself
- Ans.
I am a data analyst with a strong background in statistics and data visualization.
Graduated with a degree in Statistics
Proficient in programming languages like Python and R
Experience in analyzing large datasets and creating data visualizations
Strong problem-solving skills
Selected
I applied via Naukri.com and was interviewed in Jul 2023. There were 3 interview rounds.
(1 Question)
- Q1. About experience and related questions
Peer comparison between Hindalco, NALCO and Vedanta
(1 Question)
- Q1. Reasons for switching job
Selected
I applied via Referral and was interviewed before Apr 2023. There was 1 interview round.
(1 Question)
- Q1. Liquidity ratios
Analyst Interview Questions & Answers
Nomura Structured Finance Services
Anonymous
posted on 13 Jul 2024
I applied via Campus Placement and was interviewed in Jan 2024. There were 3 interview rounds.
Questions about Basic finance and overall like any CET exams questions
Easy as you will get chance to talk about your views on topic given by interviewer
(3 Questions)
- Q1. Tell me about Yourself
- Q2. Tell me About projects you have done
- Q3. What you have done in your internship
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