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Northern Arc Credit Manager Interview Questions and Answers
Northern Arc Credit Manager Interview Experiences
1 interview found
I applied via Referral and was interviewed in Aug 2022. There was 1 interview round.
(1 Question)
- Q1. 1. What is DSCR (Debt Service Coverage Ration) ? 2. What is ICR (Interest Coverage Ratio) ?
- Ans.
DSCR is a ratio used to measure the ability of a company to pay its debt obligations. ICR is a ratio used to measure the ability of a company to pay its interest obligations.
DSCR measures the cash flow available to pay debt obligations.
DSCR is calculated by dividing net operating income by total debt service.
A DSCR of 1 or higher indicates that a company is generating enough cash flow to cover its debt obligations.
ICR ...
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Branch Credit Manager Interview Questions & Answers
Dmi Housing Finance
Anonymous
posted on 16 Jul 2024
(2 Questions)
- Q1. ABOUT WORKING EXPERIENCE
- Q2. WILL I BE ABLE TO DO PD VISITS AS A FEMALE
(2 Questions)
- Q1. WILL I BE ABLE TO PD VISIT AS FEMALE
- Q2. HOW WILL ASSESS INCOME OF BORROWER
- Ans.
Income of borrower can be assessed through various documents and verification methods.
Reviewing pay stubs and tax returns
Verifying employment status and income with employer
Analyzing bank statements for regular income deposits
Considering other sources of income such as rental properties or investments
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