10+ Toppan Merrill Technology Services India Interview Questions and Answers

Stock market & insurance are both financial instruments used for investment and risk management.

• Stock market involves buying and selling of shares of publicly traded companies

• Insurance is a contract between an individual and an insurance company to protect against financial loss

• Both involve risk management and investment

• Stock market investments can be insured through options and futures contracts

• Insurance companies may invest in the stock market to generate returns for policy...read more

Capital market is a financial market where long-term securities like shares and bonds are bought and sold.

• Capital market is a part of the financial system where long-term securities are traded

• It provides a platform for companies and governments to raise funds for their operations and projects

• Shares represent ownership in a company and give the shareholder voting rights and a share in profits

• Bonds are debt instruments issued by companies or governments to raise capital, and th...read more

I assume you mean brakes in terms of taking breaks during work. I will manage my breaks by scheduling them in advance and communicating with my team to ensure coverage.

• Schedule breaks in advance

• Communicate with team to ensure coverage

• Take breaks at appropriate times to avoid disrupting workflow

Capital market refers to the financial market where long-term securities such as stocks and bonds are traded.

• Capital market is a market for long-term securities such as stocks and bonds

• It is a platform for companies to raise capital by issuing stocks and bonds

• Investors can buy and sell securities in the capital market

• Capital market is regulated by government bodies such as SEC in the US

• Examples of capital markets include NYSE, NASDAQ, and London Stock Exchange

Investment banking is a type of financial service that helps companies and governments raise capital by underwriting and selling securities.

• Investment banks act as intermediaries between issuers of securities and investors.

• They provide services such as underwriting, mergers and acquisitions, and securities trading.

• Examples of investment banks include Goldman Sachs, JPMorgan Chase, and Morgan Stanley.

• Investment banking is a highly competitive and lucrative industry.

• It plays a ...read more

Capital market is a financial market where long-term securities like stocks, bonds, and mutual funds are traded.

• It is a market for raising long-term funds

• It includes stock exchanges, bond markets, and mutual fund markets

• It facilitates the transfer of funds from savers to borrowers

• It is regulated by the Securities and Exchange Board of India (SEBI)

• Examples include BSE, NSE, NYSE, NASDAQ, etc.

Capital markets are financial markets where long-term debt or equity-backed securities are bought and sold.

• Capital markets are where companies and governments raise long-term funds through debt or equity securities.

• Investors can buy and sell stocks, bonds, and other financial instruments in capital markets.

• Capital markets play a crucial role in allocating financial resources efficiently in the economy.

• Examples of capital markets include stock exchanges like NYSE and NASDAQ, a...read more

A bank is a financial institution that provides various financial services to customers, such as savings accounts, loans, and investments.

• Banks offer services like checking accounts, savings accounts, and loans to individuals and businesses.

• They provide a safe place for customers to store their money and earn interest on their savings.

• Banks facilitate transactions between customers, such as transferring money, paying bills, and processing payments.

• They also offer financial ad...read more

Capital marketing refers to the process of raising capital for a company through various financial instruments and strategies.

• Capital marketing involves activities such as issuing stocks, bonds, and other securities to attract investors.

• It aims to raise funds for business expansion, acquisitions, or other financial needs.

• Capital marketing strategies may include initial public offerings (IPOs), private placements, debt offerings, and venture capital funding.

• The goal is to opti...read more

The secondary market refers to the financial market where already issued securities are bought and sold.

• It is a platform where investors can trade previously issued securities.

• It provides liquidity to investors by allowing them to buy and sell securities.

• The secondary market includes stock exchanges, bond markets, and other trading platforms.

• Investors can buy shares of a company's stock from other investors in the secondary market.

• Examples of secondary markets include the New...read more

Capital markets are financial markets where long-term securities such as stocks and bonds are bought and sold.

• Capital markets facilitate the raising of capital for companies and governments through the issuance of stocks and bonds.

• Investors can buy and sell securities in the capital markets to earn returns on their investments.

• Examples of capital markets include stock exchanges like the New York Stock Exchange (NYSE) and bond markets where government bonds are traded.

Working capital is the difference between a company's current assets and current liabilities.

• Working capital is essential for a company's day-to-day operations.

• It indicates the company's ability to meet its short-term financial obligations.

• Formula: Working Capital = Current Assets - Current Liabilities.

• Examples: Cash, accounts receivable, inventory are current assets. Accounts payable, short-term loans are current liabilities.

Equity shares represent ownership in a company, giving shareholders voting rights and a claim on profits.

• Equity shares are also known as common shares.

• Shareholders can vote on company matters, such as board elections.

• They may receive dividends, which are a portion of the company's profits.

• Example: If you own 100 equity shares of a company with 1,000 total shares, you own 10% of the company.

• Equity shares can appreciate in value, providing capital gains when sold.