Mahindra Rural Housing Finance
20+ Western U. P. Power Transmission Company Interview Questions and Answers
Q1. If his crop comes in 6 months, after seeing the bill of 1 year, he will take out that confeda and then give loan to him.
The statement is unclear and needs clarification.
The question needs to be rephrased for better understanding.
It is unclear what 'confeda' means in this context.
More information is needed about the borrower's creditworthiness and repayment history.
The loan officer should assess the borrower's ability to repay the loan based on their income and expenses.
The loan officer should also consider the risks associated with lending to a borrower in the agricultural sector.
Q2. How do you source business
I source business through various strategies and channels.
Networking and building relationships with potential clients
Utilizing online platforms and social media to generate leads
Attending industry events and conferences to connect with prospects
Referrals from satisfied customers
Cold calling and prospecting
Partnerships and collaborations with other businesses
Q3. What are the type of building is living purpose?
Residential buildings are designed for living purposes.
Residential buildings are constructed to provide shelter and accommodation for people.
These buildings can be single-family homes, apartments, condominiums, or townhouses.
They typically include amenities such as bedrooms, bathrooms, kitchens, and living spaces.
Residential buildings can be made of various materials like wood, concrete, or steel.
Examples of residential buildings include houses, apartment complexes, and retir...read more
Q4. What is the height of the roof of a typical house?
The height of the roof of a typical house varies depending on the design and location.
The height of a roof can range from 10 feet to 30 feet or more, depending on the style of the house (e.g. ranch, two-story, etc.)
Pitched roofs tend to have higher peaks than flat roofs.
In some areas with building regulations, there may be restrictions on the maximum height of a roof.
Factors such as climate, architectural style, and personal preference can also influence the height of a roof.
Q5. Which type of structure is strong in buildings?
The type of structure that is strong in buildings is a truss structure.
Truss structures are made up of interconnected triangular units, which distribute the load evenly and provide stability.
They are commonly used in bridges, roofs, and tall buildings.
Truss structures can withstand heavy loads and forces due to their inherent strength and rigidity.
Examples of truss structures include the Eiffel Tower, Sydney Harbour Bridge, and many modern skyscrapers.
Q6. How many square feets per meter?
There are approximately 10.764 square feet in 1 square meter.
1 square meter is equal to 10.764 square feet.
To convert square feet to square meters, divide the number of square feet by 10.764.
To convert square meters to square feet, multiply the number of square meters by 10.764.
Q7. What is the area of Trepizoidal?
The area of a trapezoid is the product of the average of its bases and its height.
The formula to calculate the area of a trapezoid is: A = (a + b) * h / 2
Where 'a' and 'b' are the lengths of the bases and 'h' is the height.
For example, if the bases are 5 and 9 units long, and the height is 4 units, the area would be (5 + 9) * 4 / 2 = 28 square units.
Q8. What's ur current CTC
My current CTC is $60,000 per year.
My current CTC is $60,000 per year
I am currently earning $5,000 per month
My annual salary is $60,000
Q9. Which engine is more efficient, I.C. engine or E.C engine
E.C. engines are generally more efficient than I.C. engines.
E.C. engines convert more energy into motion than I.C. engines.
E.C. engines have fewer moving parts, reducing energy loss due to friction.
I.C. engines waste energy through heat and exhaust, while E.C. engines are more environmentally friendly.
Examples of E.C. engines include electric cars and trains, while I.C. engines are found in traditional gasoline-powered vehicles.
Q10. How do you do a home inspection?
A home inspection involves examining the condition of a property to identify any potential issues or concerns.
Start by conducting a visual inspection of the exterior of the property, looking for signs of damage or wear.
Check the interior of the property, including the walls, floors, ceilings, and fixtures for any visible issues.
Inspect the plumbing, electrical systems, HVAC systems, and appliances to ensure they are in working order.
Look for signs of water damage, mold, pests...read more
Q11. How would you approach dealing with a customer?
I would approach dealing with a customer by actively listening, empathizing, and finding solutions to their concerns.
Listen actively to understand the customer's needs and concerns
Empathize with the customer to show understanding and build rapport
Find solutions to address the customer's concerns and provide excellent service
Communicate clearly and effectively to ensure the customer feels heard and valued
Q12. What is 7/12 and what are you fisrt seen in 7/12
7/12 is a fraction used in land measurement in India. The first thing seen in 7/12 is the name of the landowner.
7/12 is a fraction used in land measurement in India
It represents the portion of land owned by a particular person
The first thing seen in 7/12 is the name of the landowner
It also includes details like survey number, area, and type of land
Q13. Any customer what many percentage discount in i.t
The percentage discount in IT varies depending on the customer and the products/services being offered.
Percentage discounts in IT can range from 5% to 50% or more, depending on the situation.
Discounts may be higher for bulk purchases or long-term contracts.
Some customers may negotiate for higher discounts based on their relationship with the company or their purchasing power.
Q14. What did you surch the customer need the loan
I searched the customer's need for the loan by understanding their financial situation and goals.
Conducted a thorough financial analysis to determine their ability to repay the loan
Discussed their short-term and long-term financial goals
Explored different loan options and explained the pros and cons of each
Asked about their credit history and any outstanding debts
Provided personalized recommendations based on their unique situation
Q15. As a fresher would you be able to give ur 100%
Yes, I am confident that I can give my 100% as a fresher.
I am eager to learn and grow in my role.
I am willing to put in the effort and work hard to achieve my goals.
I am open to feedback and constructive criticism to improve myself.
I am committed to the success of the organization and will do my best to contribute.
I am excited about the opportunity to start my career and make a positive impact.
Q16. -Reason for applying to Mahindra Rural Housing Finance Ltd -Expected package
I am applying to Mahindra Rural Housing Finance Ltd because of their strong reputation in the industry and commitment to serving rural communities. As for expected package, I am open to negotiation based on the role and responsibilities.
I am impressed by the company's focus on providing financial services to underserved rural areas
I believe my skills and experience align well with the company's mission and values
I am excited about the opportunity to contribute to the growth a...read more
Q17. DO YOU KNOW ABOUT CUSTOMER DOCUMENT
Customer document refers to any document related to a customer's account or transaction.
Customer documents can include invoices, contracts, receipts, and statements.
These documents are important for record-keeping and resolving any disputes or issues with customers.
Customer documents should be stored securely and accessible when needed.
Examples of customer documents include order forms, shipping labels, and payment confirmations.
Q18. What documents should in Home loan
Documents required for a home loan application
Proof of identity (e.g. driver's license, passport)
Proof of income (e.g. pay stubs, tax returns)
Proof of residence (e.g. utility bills, rental agreement)
Property documents (e.g. sale deed, property tax receipts)
Bank statements
Credit history report
Q19. Full form of I.C.engine
I.C. engine stands for Internal Combustion engine.
I.C. engine is a heat engine that converts chemical energy into mechanical energy.
It is used in automobiles, motorcycles, and other vehicles.
It works by burning fuel inside a combustion chamber to create high-pressure gases that push a piston.
Examples of I.C. engines include gasoline engines, diesel engines, and rotary engines.
Q20. Telling me about loan process
The loan process involves several steps from application to disbursement.
The borrower submits a loan application with necessary documents.
The lender evaluates the borrower's creditworthiness and financial history.
The lender approves or denies the loan application.
If approved, the borrower signs a loan agreement and receives the funds.
The borrower repays the loan with interest over a set period of time.
Q21. DIFFERENCE BETWEEN EXTENSION AND IMPROVEMENT
Extension refers to adding something new to an existing structure, while improvement involves enhancing the existing structure.
Extension involves increasing the size or scope of something, while improvement focuses on making something better.
Examples of extension include adding a new feature to a software program or building an additional room to a house.
Examples of improvement include optimizing a process to make it more efficient or upgrading the quality of a product.
Extens...read more
Q22. What is KYC ?
KYC stands for Know Your Customer. It is a process of verifying the identity of customers to prevent fraud and money laundering.
KYC is mandatory for financial institutions to comply with regulations.
It involves collecting and verifying personal information such as name, address, and identification documents.
KYC also includes assessing the risk of doing business with a customer.
The process can be done in-person or online.
Examples of KYC documents include passports, driver's li...read more
Q23. 1) What is KYC?
KYC stands for Know Your Customer. It is a process of verifying the identity of a customer before providing them with services.
KYC is a regulatory requirement for financial institutions to prevent money laundering and terrorist financing.
It involves collecting and verifying personal information such as name, address, date of birth, and identification documents.
KYC can be done through various methods such as in-person verification, video KYC, and e-KYC.
Examples of KYC document...read more
Q24. Normal day to day work
The normal day to day work involves overseeing operations, managing staff, developing strategies, and collaborating with other departments.
Managing daily operations and ensuring efficiency
Supervising staff and providing guidance
Developing strategies to achieve organizational goals
Collaborating with other departments for cross-functional projects
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