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Mahindra Rural Housing Finance

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20+ Western U. P. Power Transmission Company Interview Questions and Answers

Updated 30 Jan 2025

Q1. If his crop comes in 6 months, after seeing the bill of 1 year, he will take out that confeda and then give loan to him.

Ans.

The statement is unclear and needs clarification.

  • The question needs to be rephrased for better understanding.

  • It is unclear what 'confeda' means in this context.

  • More information is needed about the borrower's creditworthiness and repayment history.

  • The loan officer should assess the borrower's ability to repay the loan based on their income and expenses.

  • The loan officer should also consider the risks associated with lending to a borrower in the agricultural sector.

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Q2. How do you source business

Ans.

I source business through various strategies and channels.

  • Networking and building relationships with potential clients

  • Utilizing online platforms and social media to generate leads

  • Attending industry events and conferences to connect with prospects

  • Referrals from satisfied customers

  • Cold calling and prospecting

  • Partnerships and collaborations with other businesses

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Q3. What are the type of building is living purpose?

Ans.

Residential buildings are designed for living purposes.

  • Residential buildings are constructed to provide shelter and accommodation for people.

  • These buildings can be single-family homes, apartments, condominiums, or townhouses.

  • They typically include amenities such as bedrooms, bathrooms, kitchens, and living spaces.

  • Residential buildings can be made of various materials like wood, concrete, or steel.

  • Examples of residential buildings include houses, apartment complexes, and retir...read more

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Q4. What is the height of the roof of a typical house?

Ans.

The height of the roof of a typical house varies depending on the design and location.

  • The height of a roof can range from 10 feet to 30 feet or more, depending on the style of the house (e.g. ranch, two-story, etc.)

  • Pitched roofs tend to have higher peaks than flat roofs.

  • In some areas with building regulations, there may be restrictions on the maximum height of a roof.

  • Factors such as climate, architectural style, and personal preference can also influence the height of a roof.

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Q5. Which type of structure is strong in buildings?

Ans.

The type of structure that is strong in buildings is a truss structure.

  • Truss structures are made up of interconnected triangular units, which distribute the load evenly and provide stability.

  • They are commonly used in bridges, roofs, and tall buildings.

  • Truss structures can withstand heavy loads and forces due to their inherent strength and rigidity.

  • Examples of truss structures include the Eiffel Tower, Sydney Harbour Bridge, and many modern skyscrapers.

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Q6. How many square feets per meter?

Ans.

There are approximately 10.764 square feet in 1 square meter.

  • 1 square meter is equal to 10.764 square feet.

  • To convert square feet to square meters, divide the number of square feet by 10.764.

  • To convert square meters to square feet, multiply the number of square meters by 10.764.

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Q7. What is the area of Trepizoidal?

Ans.

The area of a trapezoid is the product of the average of its bases and its height.

  • The formula to calculate the area of a trapezoid is: A = (a + b) * h / 2

  • Where 'a' and 'b' are the lengths of the bases and 'h' is the height.

  • For example, if the bases are 5 and 9 units long, and the height is 4 units, the area would be (5 + 9) * 4 / 2 = 28 square units.

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Q8. What's ur current CTC

Ans.

My current CTC is $60,000 per year.

  • My current CTC is $60,000 per year

  • I am currently earning $5,000 per month

  • My annual salary is $60,000

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Q9. Which engine is more efficient, I.C. engine or E.C engine

Ans.

E.C. engines are generally more efficient than I.C. engines.

  • E.C. engines convert more energy into motion than I.C. engines.

  • E.C. engines have fewer moving parts, reducing energy loss due to friction.

  • I.C. engines waste energy through heat and exhaust, while E.C. engines are more environmentally friendly.

  • Examples of E.C. engines include electric cars and trains, while I.C. engines are found in traditional gasoline-powered vehicles.

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Q10. How do you do a home inspection?

Ans.

A home inspection involves examining the condition of a property to identify any potential issues or concerns.

  • Start by conducting a visual inspection of the exterior of the property, looking for signs of damage or wear.

  • Check the interior of the property, including the walls, floors, ceilings, and fixtures for any visible issues.

  • Inspect the plumbing, electrical systems, HVAC systems, and appliances to ensure they are in working order.

  • Look for signs of water damage, mold, pests...read more

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Q11. How would you approach dealing with a customer?

Ans.

I would approach dealing with a customer by actively listening, empathizing, and finding solutions to their concerns.

  • Listen actively to understand the customer's needs and concerns

  • Empathize with the customer to show understanding and build rapport

  • Find solutions to address the customer's concerns and provide excellent service

  • Communicate clearly and effectively to ensure the customer feels heard and valued

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Q12. What is 7/12 and what are you fisrt seen in 7/12

Ans.

7/12 is a fraction used in land measurement in India. The first thing seen in 7/12 is the name of the landowner.

  • 7/12 is a fraction used in land measurement in India

  • It represents the portion of land owned by a particular person

  • The first thing seen in 7/12 is the name of the landowner

  • It also includes details like survey number, area, and type of land

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Q13. Any customer what many percentage discount in i.t

Ans.

The percentage discount in IT varies depending on the customer and the products/services being offered.

  • Percentage discounts in IT can range from 5% to 50% or more, depending on the situation.

  • Discounts may be higher for bulk purchases or long-term contracts.

  • Some customers may negotiate for higher discounts based on their relationship with the company or their purchasing power.

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Q14. What did you surch the customer need the loan

Ans.

I searched the customer's need for the loan by understanding their financial situation and goals.

  • Conducted a thorough financial analysis to determine their ability to repay the loan

  • Discussed their short-term and long-term financial goals

  • Explored different loan options and explained the pros and cons of each

  • Asked about their credit history and any outstanding debts

  • Provided personalized recommendations based on their unique situation

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Q15. As a fresher would you be able to give ur 100%

Ans.

Yes, I am confident that I can give my 100% as a fresher.

  • I am eager to learn and grow in my role.

  • I am willing to put in the effort and work hard to achieve my goals.

  • I am open to feedback and constructive criticism to improve myself.

  • I am committed to the success of the organization and will do my best to contribute.

  • I am excited about the opportunity to start my career and make a positive impact.

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Q16. -Reason for applying to Mahindra Rural Housing Finance Ltd -Expected package

Ans.

I am applying to Mahindra Rural Housing Finance Ltd because of their strong reputation in the industry and commitment to serving rural communities. As for expected package, I am open to negotiation based on the role and responsibilities.

  • I am impressed by the company's focus on providing financial services to underserved rural areas

  • I believe my skills and experience align well with the company's mission and values

  • I am excited about the opportunity to contribute to the growth a...read more

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Q17. DO YOU KNOW ABOUT CUSTOMER DOCUMENT

Ans.

Customer document refers to any document related to a customer's account or transaction.

  • Customer documents can include invoices, contracts, receipts, and statements.

  • These documents are important for record-keeping and resolving any disputes or issues with customers.

  • Customer documents should be stored securely and accessible when needed.

  • Examples of customer documents include order forms, shipping labels, and payment confirmations.

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Q18. What documents should in Home loan

Ans.

Documents required for a home loan application

  • Proof of identity (e.g. driver's license, passport)

  • Proof of income (e.g. pay stubs, tax returns)

  • Proof of residence (e.g. utility bills, rental agreement)

  • Property documents (e.g. sale deed, property tax receipts)

  • Bank statements

  • Credit history report

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Q19. Full form of I.C.engine

Ans.

I.C. engine stands for Internal Combustion engine.

  • I.C. engine is a heat engine that converts chemical energy into mechanical energy.

  • It is used in automobiles, motorcycles, and other vehicles.

  • It works by burning fuel inside a combustion chamber to create high-pressure gases that push a piston.

  • Examples of I.C. engines include gasoline engines, diesel engines, and rotary engines.

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Q20. Telling me about loan process

Ans.

The loan process involves several steps from application to disbursement.

  • The borrower submits a loan application with necessary documents.

  • The lender evaluates the borrower's creditworthiness and financial history.

  • The lender approves or denies the loan application.

  • If approved, the borrower signs a loan agreement and receives the funds.

  • The borrower repays the loan with interest over a set period of time.

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Q21. DIFFERENCE BETWEEN EXTENSION AND IMPROVEMENT

Ans.

Extension refers to adding something new to an existing structure, while improvement involves enhancing the existing structure.

  • Extension involves increasing the size or scope of something, while improvement focuses on making something better.

  • Examples of extension include adding a new feature to a software program or building an additional room to a house.

  • Examples of improvement include optimizing a process to make it more efficient or upgrading the quality of a product.

  • Extens...read more

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Q22. What is KYC ?

Ans.

KYC stands for Know Your Customer. It is a process of verifying the identity of customers to prevent fraud and money laundering.

  • KYC is mandatory for financial institutions to comply with regulations.

  • It involves collecting and verifying personal information such as name, address, and identification documents.

  • KYC also includes assessing the risk of doing business with a customer.

  • The process can be done in-person or online.

  • Examples of KYC documents include passports, driver's li...read more

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Q23. 1) What is KYC?

Ans.

KYC stands for Know Your Customer. It is a process of verifying the identity of a customer before providing them with services.

  • KYC is a regulatory requirement for financial institutions to prevent money laundering and terrorist financing.

  • It involves collecting and verifying personal information such as name, address, date of birth, and identification documents.

  • KYC can be done through various methods such as in-person verification, video KYC, and e-KYC.

  • Examples of KYC document...read more

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Q24. Normal day to day work

Ans.

The normal day to day work involves overseeing operations, managing staff, developing strategies, and collaborating with other departments.

  • Managing daily operations and ensuring efficiency

  • Supervising staff and providing guidance

  • Developing strategies to achieve organizational goals

  • Collaborating with other departments for cross-functional projects

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Interview Process at Western U. P. Power Transmission Company

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