Liquiloans Finance Intern Interview Questions and Answers

Q1. Are you comfortable working late hours?
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Q2. Yes, Because I complete my work with dedication and commitment.
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Q1. What is the difference between secured and unscured loan
Ans. 
Secured loans are backed by collateral, while unsecured loans are not.
• Secured loans require collateral to secure the loan, such as a house or car

• Unsecured loans do not require collateral and are based on the borrower's creditworthiness

• Secured loans typically have lower interest rates due to the lower risk for the lender

• Examples of secured loans include mortgages and auto loans, while credit cards and personal loans are
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Q2. How many types of loans are there.
Ans. 
There are several types of loans including personal loans, home loans, auto loans, student loans, and business loans.
• Personal loans

• Home loans

• Auto loans

• Student loans

• Business loans
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Q1. What are the basic documents required to process a Business loan.
Ans. 
Basic documents for a business loan include financial statements, business plan, credit history, and personal identification.
• Financial statements (income statement, balance sheet, cash flow statement)

• Business plan outlining the purpose of the loan and how it will be used

• Credit history of the business and its owners

• Personal identification documents (such as driver's license or passport)

• Collateral documents (if applicabl
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Q2. What is 15% of 2 lakhs.
Ans. 
15% of 2 lakhs is 30,000.
• Calculate 15% of 2 lakhs by multiplying 2,00,000 by 0.15

• 15% of 2 lakhs = 2,00,000 * 0.15 = 30,000
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Q1. Tell me something about yourself
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Q2. Situation based qiestions
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Q3. What do you know about this company
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Q1. About your work experience, your strategy for work. Team handling. Data presentation.
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Q2. How do you increase the performance of your area and allocation. How will you handled your geographical issues.
Ans. 
To increase performance, I would focus on setting clear goals, providing training and support, implementing effective communication channels, and regularly evaluating progress.
• Set clear goals and expectations for the team

• Provide training and support to enhance skills and knowledge

• Implement effective communication channels to ensure smooth coordination

• Regularly evaluate progress and provide feedback for improvement
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Q1. What is company KRA KPI
Ans. 
Company KRA KPI stands for Key Result Areas and Key Performance Indicators, which are used to measure the success of an organization.
• KRA (Key Result Areas) are specific areas of an employee's job responsibilities that are crucial for achieving organizational goals.

• KPI (Key Performance Indicators) are measurable values that demonstrate how effectively an organization is achieving its key objectives.

• KRA KPI help in setti...read more
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Q2. Regarding company policies
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Q1. Some questions are regarding team handling
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Q2. How to control shrinkage attrition and regarding behavior issue
Ans. 
To control shrinkage attrition and behavior issues, implement proper training, establish clear policies, conduct regular audits, and address issues promptly.
• Implement proper training for employees on shrinkage prevention and behavior management.

• Establish clear policies and procedures regarding shrinkage and behavior expectations.

• Conduct regular audits to identify areas of shrinkage and behavior concerns.

• Address shrinka...read more
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Q1. RBI ANNEXURES ETC
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Q2. Past banking experiences
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Q1. Business Head will take the interview regarding job
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Q1. Hr will take interview
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The aptitude round consists of approx 20 q's, out of which half the q's were based on LR and aptitude and half based on computer fundamentals.

The coding test consisted of 4 q's. The selection criteria was to complete at least 3 q's.

Q1. Tell me something about yourself
Ans. 
I am a passionate software engineer with experience in developing web applications using various technologies.
• Experienced in developing web applications using HTML, CSS, JavaScript, and frameworks like React and Angular

• Proficient in backend development with Node.js and databases like MongoDB and MySQL

• Familiar with version control systems like Git and project management tools like Jira
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Q2. Questions on React.js, as i had build projects using react.js.
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