How CC asessment is done?

Question

Accepted Answer

CC assessment is done by evaluating credit history, income, debt-to-income ratio, and credit score.

Credit history is reviewed to see if there are any missed payments or defaults.
Income is evaluated to determine if the applicant can afford to make payments.
Debt-to-income ratio is calculated to see if the applicant has too much debt compared to their income.
Credit score is checked to see if the applicant has a history of responsible credit use.
Examples of CC assessment include reviewing credit reports, analyzing financial statements, and conducting interviews with applicants.

Accepted Answer

cc asessment is done by cash credit flow.income ratio and credit score.

Accepted Answer

Researching and evaluating clients' creditworthiness.

Accepted Answer

CC assessment is done based on the customer’s - financials, banking, cibil, their previous conduct, ability to pay, and policy of bank .

Accepted Answer

Yes customer to Communicate to prepare to banking Facilities Advice And care to customer to facilitate for banking

Top Kotak Mahindra Bank Credit Manager interview questions & answers