BANCASSURENCE AS REARGUARD WHILE THE BANK LOSSESS ITS ROI AS PER GUIDELINES BY SEBI AND RBI IN TO INDIAN ECONOMY IF ANY .

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Accepted Answer

Bancassurance can act as a rearguard for banks in case of loss of ROI as per SEBI and RBI guidelines in the Indian economy.

Bancassurance can provide an additional source of revenue for banks.
It allows banks to offer insurance products to their customers, thereby increasing their product portfolio.
In case of a decline in ROI as per SEBI and RBI guidelines, the income generated from bancassurance can help offset the losses.
Bancassurance can also help banks attract new customers and retain existing ones by offering comprehensive financial solutions.
For example, if a bank experiences a decrease in ROI due to a downturn in the stock market, the income generated from selling insurance policies through bancassurance can help mitigate the losses.
Bancassurance can also provide banks with a competitive edge in the market by offering a one-stop solution for customers' financial needs.

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